Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 496 reviews, last reviewed 7th Feb 2025
12900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Convenient easy to use online account(s) Convenient easy to use online account(s). Simple to use app. Reviewed on: 7th February 2025
PeterC's avatar
PeterC

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (496)

Review of the Zopa, Cash ISA:

Zopa Smart ISA

5
- **Ease of Product Purchase Using the App** - User-friendly and intuitive interface. - Quick and straightforward setup process. - Convenient mobile access for on-the-go management. - **Highly Competitive Cash ISA Interest Rates** - Attractive interest rates compared to industry standards. - Consistent rate updates to remain competitive. - Transparent rate information available within the app. - **Seamless ISA Transfer Process** - Automated and efficient transfer system. - Minimal paperwork and hassle-free experience. - Prompt notifications throughout the transfer process. - **Excellent Customer Service** - Responsive and knowledgeable support team. - Personalized assistance available via multiple channels. - High satisfaction ratings from existing customers. Reviewed on: 17th January 2025

Easy to use and set up.

5
Easy to use and set up. Very pleased. Reviewed on: 17th January 2025

Very easy app navigation and fast money transfers

5
Very easy app navigation and fast money transfers Reviewed on: 17th January 2025

Great service, transparent and competitive

5
Very competitive rate of interest, and easy to transfer money in, especially from other Zopa accounts. Really helpful that Zopa reminds me how much I am able to invest in my ISA. Reviewed on: 17th January 2025

Easy to use App, Honest Savings rates

5
Easy to use App, Honest Savings rates Reviewed on: 17th January 2025

Solid app.

5
Solid app. Easy to use. Competitive interest rates. Quick transfer of funds. Reviewed on: 17th January 2025

Navigate is easy

5
On line and it’s easy to navigate Reviewed on: 17th January 2025

The rate offered are excellent.

5
The rate offered are excellent. It is simplicity itself to transfer funds albeit i have not yet attempted to withdraw funds. I am also looking at the current account but am still nervous using online banking with a bank still relatively unknown. Reviewed on: 17th January 2025

Rapid transfer and excellent rates

5
Rapid transfer and excellent rates Reviewed on: 17th January 2025

Zopa ISA

5
It was very easy to set up the ISA. I also transferred an existing cash ISA from another provider. Again the process was very straightforward. Zopa is excellent at communicating information about the account, interest rates etc. Reviewed on: 17th January 2025

Excellent

5
You offered a great rate for my Smart ISA, the account was easy to set up, so I believe you are doing an excellent job. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products