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Zopa: Cash ISA reviews

4.94
Based on 1,523 reviews, last reviewed 8th Mar 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I have recommended Zopa to my daughter and son-in-la... I have recommended Zopa to my daughter and son-in-law both of which have opened accounts and are pleased with the app and customer service. Reviewed on: 8th March 2026
Ruth S's avatar
Ruth S

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1523)

All good so far

4
All good so far. No problems. Easy to use app Reviewed on: 21st April 2025

Brilliant service

5
Brilliant service easy to use app and informative emails with investment advice. Reviewed on: 20th April 2025

Great rates and easy access

5
Easy to set up cash ISA and savings account.Excellent interest rates Reviewed on: 20th April 2025

Very easy to use the app, and good rates

5
Very easy to use the app, and good rates Reviewed on: 19th April 2025

Easy set up

5
It was easy to set up an account and transfer money in and the app is clear and easy to navigate. I appreciate the regular updates from them and know that I can speak to someone if needed. Reviewed on: 19th April 2025

Ease of use

5
App is easy to use and all information available has done everything I needed it to. Reviewed on: 19th April 2025

Easy app to use and a great interest rate paid...

5
Easy app to use and a great interest rate paid monthly Reviewed on: 18th April 2025

I have good experience with sopa since.

5
I have good experience with sopa since I get my first loan, and later got my savings starting and sopa bank offer me credit card that the interest is affordable, I am so glad with sopa bank. Reviewed on: 18th April 2025

The experience has been seamless and the interest ra...

5
The experience has been seamless and the interest rate is still extremely competitive. Very happy I switched. Reviewed on: 18th April 2025

Satisfied Customer

5
Great site. Easy to use. Nicely designed for the customer. Reviewed on: 18th April 2025

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