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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Great rates, easy to manage

Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to £300/month and a current account paying 2%. Transferring money between them is very straightforward in the app and I’m just watching my savings grow. Thanks for a fantastic product! Reviewed on: 6th April 2025

Good rate I'm looking to invest again in 2025

Good rate I'm looking to invest again in 2025 Reviewed on: 6th April 2025

Easy to use, not needed customer service

Not had a reason to contact customer service, excellent and clear app, I can do what I want easily. Great savings rates and I’ve now opened a current account, again easy to open and manage. Would recommend Reviewed on: 6th April 2025

Which recommended Cash ISA acco...

Following research on Which consumer research platform, I opened a Cash ISA account and Zopa have delivered on their promises exceeded expectations. Keep up the great work. Reviewed on: 6th April 2025

I would recommend them

Have an Access ISA with you and am pleased with the result. Good interest rates and customer service. Reviewed on: 6th April 2025

Easy app to use and clear information.

Easy app to use and clear information. Competitive interest rate too. Reviewed on: 6th April 2025

Zopa - 10/10

I have dealt with Zopa for many years and I cannot fault them in any way. Reviewed on: 5th April 2025

Easy to invest and manage investments

Easy to invest and manage investments Reviewed on: 5th April 2025

So easy to use and great rates.

So easy to use and great rates. The app is so easy to use Reviewed on: 5th April 2025

The app is fairly straight forward, although transfe...

The app is fairly straight forward, although transfers in/out are not instantaneous. Reviewed on: 5th April 2025

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