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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Easy to open an ISA and good interest rates.

5
I found it easy to open an ISA with Zopa and they give good interest rates. Reviewed on: 22nd April 2025

Easy to use, excellent value.

5
Easy to use, excellent value. Good choice for cash isa Reviewed on: 22nd April 2025

Brilliant seedless versatile ap.

4
Brilliant seedless versatile ap. Bug free and intuitive. Open banking/pots is a great idea. Reviewed on: 22nd April 2025

No problems at all.

5
No problems at all. Very pleased with Zopa. Reviewed on: 22nd April 2025

Brilliantly easy & flexible.

5
Brilliantly easy App, giving great flexibility for savings targets and budgeting Reviewed on: 22nd April 2025

Simple to use and competitive rates.

5
Simple to use and competitive rates. Reviewed on: 22nd April 2025

Quick payments into and out of accounts , excellent...

5
Quick payments into and out of accounts , excellent push notifications to mobile Reviewed on: 22nd April 2025

Opened online - easy

5
Opened online. Easy to follow guidelines. Currently receiving a bonus rate. Reviewed on: 22nd April 2025

Clear, simple and safe

5
Saving is made very straightforward both in terms of creating the account, saving into it or withdrawing money. Zopa also keep me appraised of any money I make on my account and also of all rate changes. Reviewed on: 22nd April 2025

Best bank ever

5
More than expo any bank I have had in my life Reviewed on: 22nd April 2025

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