Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

Easy to use, excellent value.

5
Easy to use, excellent value. Good choice for cash isa Reviewed on: 22nd April 2025

Brilliant seedless versatile ap.

4
Brilliant seedless versatile ap. Bug free and intuitive. Open banking/pots is a great idea. Reviewed on: 22nd April 2025

No problems at all.

5
No problems at all. Very pleased with Zopa. Reviewed on: 22nd April 2025

Brilliantly easy & flexible.

5
Brilliantly easy App, giving great flexibility for savings targets and budgeting Reviewed on: 22nd April 2025

Simple to use and competitive rates.

5
Simple to use and competitive rates. Reviewed on: 22nd April 2025

Quick payments into and out of accounts , excellent...

5
Quick payments into and out of accounts , excellent push notifications to mobile Reviewed on: 22nd April 2025

Opened online - easy

5
Opened online. Easy to follow guidelines. Currently receiving a bonus rate. Reviewed on: 22nd April 2025

Clear, simple and safe

5
Saving is made very straightforward both in terms of creating the account, saving into it or withdrawing money. Zopa also keep me appraised of any money I make on my account and also of all rate changes. Reviewed on: 22nd April 2025

Best bank ever

5
More than expo any bank I have had in my life Reviewed on: 22nd April 2025

Fantastic bank

5
I opened an account on recommendation from a friend who told me how good the interest rates where and how easy the app was to use. I have been very impressed with everything so far and to top it all off Zopa now offer a current account. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products