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Zopa: Cash ISA reviews

View other Zopa products
4.94
Based on 1,523 reviews, last reviewed 8th Mar 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I have recommended Zopa to my daughter and son-in-la... I have recommended Zopa to my daughter and son-in-law both of which have opened accounts and are pleased with the app and customer service. Reviewed on: 8th March 2026
Ruth S's avatar
Ruth S

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
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Tmr S
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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1523)

An efficient and straightforward online ISA which gi...

5
An efficient and straightforward online ISA which gives competitive rates. Reviewed on: 18th April 2025
Lynne L's avatar
Lynne L

Cash ISA experience

5
I have had an cash ISA account with them for 2 years now. Very good rates for savings but in the last 6 months other providers are coming up with better rates. Application is very easy to use and add/withdraw money. Reviewed on: 18th April 2025
Dan London's avatar
Dan London

Easy to use good interest rates , easy to contact by...

5
Easy to use good interest rates , easy to contact by phone , easy app. Reviewed on: 18th April 2025
Jeremy m's avatar
Jeremy m

Flexibility

5
Great app easy to use and very flexible Reviewed on: 18th April 2025
David R's avatar
David R

Excellent

5
Really happy with my account, moving money and rates given. Reviewed on: 18th April 2025
NH's avatar
NH

I opened a cash isa with Zopa.

5
I opened a cash isa with Zopa. The rates are good and the transactions are smooth Reviewed on: 18th April 2025
Toni M's avatar
Toni M

Easy to set up and good communication

5
Easy to set up and good communication Reviewed on: 18th April 2025
RH's avatar
RH

Constantly improving their APP through listening to...

5
Constantly improving their APP through listening to what their customer wants Reviewed on: 18th April 2025
Alison C's avatar
Alison C

Very good interest rates Easy to navigate the app Co...

5
Very good interest rates Easy to navigate the app Communication very good Reviewed on: 18th April 2025
Keith M's avatar
Keith M

Ordinary saver meets exceptional bank

5
I have only ever invested in fixed rate ISA’S previously, so it has been eye opening to see my ISA grow in value every month when the interest and bonus interest is added. Zopa offers a really good banking and saving service with products to suit all. The staff are always keen to help with any queries and support me. Reviewed on: 18th April 2025
Carol W's avatar
Carol W

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