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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Very straightforward

Very straightforward money transfers are quick and fuss free, interest is paid on the same date every month without fail .( please take note Lloyds Bank) Reviewed on: 22nd April 2025

Great all round

App very stable, rates competitive and I receive interest payments monthly. I also like the ability to easily create pots so that I can save for (e.g.) a car, a holiday, home improvements using separate pots. Reviewed on: 22nd April 2025

Very easy and everything is made clear.

Very easy and everything is made clear. Easy to sign up, terms and conditions and interest rates are all clear. Very easy to transfer money into and out of the account. Interest rates offered are OK, much better than normal banks and not different enough from other providers to make me start looking elsewhere. Reviewed on: 22nd April 2025

Great company, speedy decisions.

Great company, speedy decisions. easy to use app Reviewed on: 22nd April 2025

Very quick to reduce interest rates, when BOE change...

Very quick to reduce interest rates, when BOE changes, overall good though. Reviewed on: 22nd April 2025

Excellent site and service Always offers competitive...

Excellent site and service Always offers competitive rates Reviewed on: 22nd April 2025

Just.amzing love it

Just.amzing brilliant Supper great Reviewed on: 22nd April 2025

Really easy to set up and save on Zopa.

Really easy to set up and save on Zopa. Reviewed on: 22nd April 2025

Accounts easy to open and maintain.

Accounts easy to open and maintain. Support team act quickly and effectively Reviewed on: 22nd April 2025

Great app, great rates

All so easy with a great app! Linking of all accounts in one place with lots of options to move monies around easily. if I could delete old linked bank account it would be perfect! Reviewed on: 22nd April 2025

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