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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

It satisfies my present requirements

4
very informative, and easy to set up Reviewed on: 22nd April 2025

It's the best banking app I've ever used!

5
It's the best banking app I've ever used! The Smart Savings hub is so easy to set up - I love the way you can split out your funds within your ISA into separate savings pots. Money transfers are also extremely quick and easy to do. Highly recommend. Reviewed on: 21st April 2025

All good so far

4
All good so far. No problems. Easy to use app Reviewed on: 21st April 2025

Brilliant service

5
Brilliant service easy to use app and informative emails with investment advice. Reviewed on: 20th April 2025

Great rates and easy access

5
Easy to set up cash ISA and savings account.Excellent interest rates Reviewed on: 20th April 2025

Very easy to use the app, and good rates

5
Very easy to use the app, and good rates Reviewed on: 19th April 2025

Easy set up

5
It was easy to set up an account and transfer money in and the app is clear and easy to navigate. I appreciate the regular updates from them and know that I can speak to someone if needed. Reviewed on: 19th April 2025

Ease of use

5
App is easy to use and all information available has done everything I needed it to. Reviewed on: 19th April 2025

Easy app to use and a great interest rate paid...

5
Easy app to use and a great interest rate paid monthly Reviewed on: 18th April 2025

I have good experience with sopa since.

5
I have good experience with sopa since I get my first loan, and later got my savings starting and sopa bank offer me credit card that the interest is affordable, I am so glad with sopa bank. Reviewed on: 18th April 2025

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