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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

I have good experience with sopa since.

5
I have good experience with sopa since I get my first loan, and later got my savings starting and sopa bank offer me credit card that the interest is affordable, I am so glad with sopa bank. Reviewed on: 18th April 2025

The experience has been seamless and the interest ra...

5
The experience has been seamless and the interest rate is still extremely competitive. Very happy I switched. Reviewed on: 18th April 2025

Satisfied Customer

5
Great site. Easy to use. Nicely designed for the customer. Reviewed on: 18th April 2025

An efficient and straightforward online ISA which gi...

5
An efficient and straightforward online ISA which gives competitive rates. Reviewed on: 18th April 2025

Cash ISA experience

5
I have had an cash ISA account with them for 2 years now. Very good rates for savings but in the last 6 months other providers are coming up with better rates. Application is very easy to use and add/withdraw money. Reviewed on: 18th April 2025

Easy to use good interest rates , easy to contact by...

5
Easy to use good interest rates , easy to contact by phone , easy app. Reviewed on: 18th April 2025

Flexibility

5
Great app easy to use and very flexible Reviewed on: 18th April 2025

Excellent

5
Really happy with my account, moving money and rates given. Reviewed on: 18th April 2025

I opened a cash isa with Zopa.

5
I opened a cash isa with Zopa. The rates are good and the transactions are smooth Reviewed on: 18th April 2025

Easy to set up and good communication

5
Easy to set up and good communication Reviewed on: 18th April 2025

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