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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

The experience has been seamless and the interest ra...

5
The experience has been seamless and the interest rate is still extremely competitive. Very happy I switched. Reviewed on: 18th April 2025

Satisfied Customer

5
Great site. Easy to use. Nicely designed for the customer. Reviewed on: 18th April 2025

An efficient and straightforward online ISA which gi...

5
An efficient and straightforward online ISA which gives competitive rates. Reviewed on: 18th April 2025

Cash ISA experience

5
I have had an cash ISA account with them for 2 years now. Very good rates for savings but in the last 6 months other providers are coming up with better rates. Application is very easy to use and add/withdraw money. Reviewed on: 18th April 2025

Easy to use good interest rates , easy to contact by...

5
Easy to use good interest rates , easy to contact by phone , easy app. Reviewed on: 18th April 2025

Flexibility

5
Great app easy to use and very flexible Reviewed on: 18th April 2025

Excellent

5
Really happy with my account, moving money and rates given. Reviewed on: 18th April 2025

I opened a cash isa with Zopa.

5
I opened a cash isa with Zopa. The rates are good and the transactions are smooth Reviewed on: 18th April 2025

Easy to set up and good communication

5
Easy to set up and good communication Reviewed on: 18th April 2025

Constantly improving their APP through listening to...

5
Constantly improving their APP through listening to what their customer wants Reviewed on: 18th April 2025

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