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Zopa: Cash ISA reviews

4.95
Based on 1,530 reviews, last reviewed 8th Mar 2026
25500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Great rates, smartphone app is very user-friendly Great rates, smartphone app is very user-friendly Reviewed on: 8th March 2026
Clive N's avatar
Clive N

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1530)

Zopa made it so easy

5
Zopa made it so easy to transfer ISAs and control how much I was saving, a great user interface too! Reviewed on: 17th April 2025

Excellent choice of savings options

5
Good support from Chat advisors. Excellent choice of savings options. Reviewed on: 17th April 2025

The cash ISA was a valuable add-on to my account.

5
The cash ISA was a valuable add-on to my account. It was easy to set up and manage and had an attractive savings rate (at the time). When the time came, it also seemed to be quick and easy to arrange a transfer out. Reviewed on: 17th April 2025

Excellent product. Excellent service.

5
Cash ISA meets my financial needs. Easy to set up and easy to withdraw. Reviewed on: 17th April 2025

Very easy to setup and use the app, everything reall...

5
Very easy to setup and use the app, everything really clear, emails received are informative and not constantly trying to push products, really happy. Reviewed on: 17th April 2025

Great service, great app and extremely user friendly

5
The app is incredibly easy to use, provides all the information you need and I love the ability to be able to save into different savings pots. Great interest rate on the regular saver too! Very satisfied customer. Reviewed on: 17th April 2025

Very good customer service and easy to navigate app

5
Very good customer service and easy to navigate app Reviewed on: 17th April 2025

Pleased: Good savings rate compared to the market.

4
Good savings rate compared to the market. Banking app easy to use and efficient. Good email communication. Reviewed on: 17th April 2025

Easy to use app and good rates.

5
Easy to use app and good rates. No really issues. Reviewed on: 17th April 2025

Excellent app which looks good and very intuitive.

5
Excellent app which looks good and very intuitive. Pots are very handy for managing funds and easy to use but interest rates are no longer competitive, especially when bonus deals end. Reviewed on: 17th April 2025

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