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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Zopa savings accounts

Excellent service, a bit slow on the phones. Reviewed on: 17th April 2025

Highly recommend this company

From the start they have been excellent both customer service and interest rates. I thoroughly recommend them! Reviewed on: 17th April 2025

Probably the best bank I have ever used!

Zopa seems to be going places and it’s good to be in at the beginning. Zopa interest rates are some of the best available and the app makes managing my current and savings accounts extremely easy. It’s also great to see your interest growing daily and then get it paid into your account each month. I can also get interest in my current account. Every little helps right? I have moved all my savings into Zopa to make the most of money and I plan to start using my current account as my main money account. I’m a very fussy customer but have to score Zopa 10/10 for their accounts, ease of set up and use and so far, I am a very happy and a satisfied customer Reviewed on: 17th April 2025

Simple to navigate accounts.

We have had an isa and savings account. Very easy to navigate and so easy to transfer money from bank account and between savings. Reviewed on: 17th April 2025

easy to use and good rate

The apps is very easy to use and very good rate Reviewed on: 17th April 2025

Zopa made it so easy

Zopa made it so easy to transfer ISAs and control how much I was saving, a great user interface too! Reviewed on: 17th April 2025

Excellent choice of savings options

Good support from Chat advisors. Excellent choice of savings options. Reviewed on: 17th April 2025

The cash ISA was a valuable add-on to my account.

The cash ISA was a valuable add-on to my account. It was easy to set up and manage and had an attractive savings rate (at the time). When the time came, it also seemed to be quick and easy to arrange a transfer out. Reviewed on: 17th April 2025

Excellent product. Excellent service.

Cash ISA meets my financial needs. Easy to set up and easy to withdraw. Reviewed on: 17th April 2025

Very easy to setup and use the app, everything reall...

Very easy to setup and use the app, everything really clear, emails received are informative and not constantly trying to push products, really happy. Reviewed on: 17th April 2025

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