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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Excellent banking experience and great interest rates

5
Excellent banking experience and great interest rates Reviewed on: 8th April 2025

Very flexible product, good interest rates.

5
Very flexible product, good interest rates. Very easy to open. I wish things could have been this good and easy years ago. Reviewed on: 8th April 2025

Excellent service

5
I have a couple of savings accounts with zopa and couldn't be happier. I became a customer after taking a personal loan from them. They have always been great from start to finish. Reviewed on: 8th April 2025

zopa very good.

5
zopa very good. been saving with them for a while. good interest rates in general a good company. very quick to respond if you have a problem Reviewed on: 8th April 2025

Brilliant

5
I love the ISA you can have separate pots for different things I save for and saves me doing a spreadsheet. Reviewed on: 8th April 2025

A great experience

5
Very easy to access and move funds around Reviewed on: 7th April 2025

Zopa suits me

5
Highly competitive and easy to navigate with products to suit everyone Reviewed on: 7th April 2025

Easy online app.

5
Easy online app.ISA easy to open. Reviewed on: 7th April 2025

Good product, good return

5
Straightforward to open and good value, one of the best interest rates when I was looking and have kept me up to date since. Reviewed on: 7th April 2025

Good reliable online bank

5
I've been with Zopa for a few years now and as simple as it sounds I cant fault them Reviewed on: 7th April 2025

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