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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Iv found zopa very good for rates and saving

5
Iv found zopa very good for rates and saving Reviewed on: 22nd April 2025

Easy to set up fixed term ISA.

5
Easy to set up fixed term ISA. Answered questions professionally Reviewed on: 22nd April 2025

Brilliant app, easy to use, good rate

5
Brilliant app, easy to use, good rate Reviewed on: 22nd April 2025

Easy to use account with good return

5
Easy to use account with good return Reviewed on: 22nd April 2025

Everything is just so easy.

5
Everything is just so easy. From opening an isa to a current account and moving money around. Plus it is almost instant. Perfect! Reviewed on: 22nd April 2025

Helpful and easy and a good return even in access...

5
Helpful and easy and a good return even in access isa Reviewed on: 22nd April 2025

Website use

5
Excellent website so easy to use, simple self explanatory steps to operating your money Reviewed on: 22nd April 2025

Easy to setup and works perfectly.

5
Easy to setup and works perfectly. Good return. Reviewed on: 22nd April 2025

Easy to use app, good interest rates

5
Zopa Cash ISA has given me much better interest rate than major banks. I have found the app easy to use and have never had any issues. I cannot comment on their customer service as I have never actually needed to contact them! Reviewed on: 22nd April 2025

Very helpful chat service, great to have pots

5
Very helpful chat service, great to have pots Reviewed on: 22nd April 2025

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