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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Great App, friendly customer service.

Great App, friendly customer service. Definitely recommended Reviewed on: 16th April 2025

Good interest rates, good to save any spare cash

Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Great products

So easy to set up, great rates. App is easy to navigate and everything can be seen at a glance Reviewed on: 15th April 2025

Best interest rates

Best interest rates and easy to access and withdraw money. Only improvement would be to have a different sort code and bank account number for each savings pot so I could directly transfer into and out of it Reviewed on: 15th April 2025

Opening my new cash ISA was a breeze and a very easy...

Opening my new cash ISA was a breeze and a very easy banking site to use. Lovely to check my interest every month. Reviewed on: 14th April 2025

Having only just joined Zopa bank I am impressed wit...

Having only just joined Zopa bank I am impressed with their service and products. Great App and easy to use / navigate. Very good interest rates on offer, like the various savings pots, good idea, money is protected, very important to know, very pleased Reviewed on: 14th April 2025

Great service ,so easy to open accounts,made my budg...

Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025

They have a competitive ISA rate with the option of...

They have a competitive ISA rate with the option of receiving monthly interest. The app is simple to use with lots of information. It's nice to get a notification when money has been paid into the account. Opening the account was very straightforward, no problems at all. Reviewed on: 12th April 2025

I have cash ISAs with Zopa.

I have cash ISAs with Zopa. Great rate and just introduced a bonus rate to give 5.1% Reviewed on: 12th April 2025

General Service

Rate change is done QuickTime when rate increases. No problem transferringin or out Reviewed on: 12th April 2025

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