Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 707 reviews, last reviewed 6th Mar 2025
46400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Zopa gives high value interest on cash isa's. Zopa gives high value interest on cash isa's. It was easy to set up an account which was in a user friendly manner using the Zopa app. I have found th... Read more Reviewed on: 6th March 2025
Frank W's avatar
Frank W

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (707)

Review of the Zopa, Cash ISA:

Excellent customer service, brilliant website and app.

5
Excellent customer service, brilliant website and app. Reasonable charges. Reviewed on: 26th February 2025

Great organisation

5
Easy to use app, easy to understand, good FAQ section Reviewed on: 28th February 2025

Money is safe and eecure

5
So easy to control my money using the app on my phone, and very secure. I’ve never had to phone up with a query because everything was straight forward from the start. Reviewed on: 28th February 2025

Easy access Cash ISA at a reasonable rate

5
I had their original savings account, switching to the Cash ISA when available. I recently moved most of my cash out to a higher interest paying competitor. As it is my Emergency Fund, I still kept some cash there as it provides easy access to a smaller amount and a reasonable rate and I can keep the majority at a better rate with another provider. Reviewed on: 28th February 2025

Easy to use efficient and trustworthy

5
Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Have never experienced any problems whatsoever with...

5
Have never experienced any problems whatsoever with the online app when paying in or withdrawing funds Reviewed on: 28th February 2025

Simple, easy and straightforward

5
It was simple, easy and straightforward, which is what you want in a Cash ISA! Reviewed on: 28th February 2025

App is easy to navigate and use, very pleased with h...

5
App is easy to navigate and use, very pleased with how it works and shows you everything you need to know. Regular updates on the app or via email. Reviewed on: 28th February 2025

ZOPA - Why not

5
Simple to use app and good interest rates Reviewed on: 28th February 2025

My god it was good as a experience

5
In comparison with other Brands It was good Reviewed on: 28th February 2025

Excellent experience with Zopa

5
Excellent experience from opening the account to accessing the account online. Good rate of interest. Good communication. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products