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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (782 reviews)

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4.96

Based on 782 reviews, last reviewed 6th Apr 2025

53600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Great rates, easy to manage Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to... Read more Reviewed on: 6th April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience. ...

Zopa Cash ISA reviews (782)

Review of the Zopa, Cash ISA:

Easy to use.

Easy to use. Pots within an easy ISA is a great feature. Competitive interest rate. Feature rich, easy to use app. Reviewed on: 21st March 2025

On-line.

On-line. Simple to use, Competitive Reviewed on: 3rd April 2025

Great product

Great product, kept fully informed about rates, changes, deposits and withdrawals, easy to view dashboard makes everything clear. Reviewed on: 3rd April 2025

Nice to be able to see the interest grow day by day...

Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

Fantastic flexibility, good rates and excellent serv...

Fantastic flexibility, good rates and excellent service. Reviewed on: 3rd April 2025

Generally good

Very happy with the App, quick transfers and good rates. Not such a good experience if needing to contact them. Back and forth to understand if existing saver can transfer to fixed rate. Gave up in the end. That said. I dont think this is unusual with banks these days. Reviewed on: 3rd April 2025

Excellent products and easy to administer

Excellent products and easy to administer Reviewed on: 3rd April 2025

I opened account with Zopa just over a year ago and...

I opened account with Zopa just over a year ago and experience has been nothing but positive. Good and clear communication product does exactly what I expected. Reviewed on: 3rd April 2025

Been using zopa for many years and never had an issue.

Been using zopa for many years and never had an issue. Staff always friendly and helpful. Rates always competitive. Reviewed on: 3rd April 2025

Zopa holding its own

Great rates great app easy to use service from this challenger bank Reviewed on: 2nd April 2025

Packets of Magic

I don’t think I’ve had the need to use zopa’s cuatomwr feedback - everything is very intuitive. I especially like the Pockets concept - really really easy to see how your savings are progressing. Reviewed on: 2nd April 2025

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