Smart Money People Logo

Zopa: Car Finance reviews

4.84
Based on 767 reviews, last reviewed 23rd Apr 2025
511% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good service Good easy to deal with very quickly paid out Reviewed on: 23rd April 2025
Allan sawyer's avatar
Allan sawyer

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (767)

Review of the Zopa, Car Finance:

Great service excellent staff and excellent product

5
Great service excellent staff and excellent product Reviewed on: 17th January 2025

Very good and very clear from start to finish

5
Very good and very clear from start to finish Reviewed on: 22nd April 2025

Excellent service that’s it in a nutshell.

5
Excellent service that’s it in a nutshell. Reviewed on: 22nd April 2025

Zopa has the best products and services.

5
Zopa has the best products and services. Zopa provides great suppor for customers. Reviewed on: 22nd April 2025

Very fast and reliable payout for my car finance.

5
Very fast and reliable payout for my car finance. Few bottlenecks and a very good customer service as well. Reviewed on: 22nd April 2025

Hi i have Good experiene with zopa.

3
Hi i have Good experiene with zopa. There is on issue that is almost one year i have zooa but still my credite £250. Reviewed on: 22nd April 2025

Quick and hustle free.

5
Quick and hustle free. The team were polite and friendly. Top class service Reviewed on: 22nd April 2025

I hadn’t had car finance before &...

5
Really helpful as I hadn’t had car finance before & they explained everything Reviewed on: 22nd April 2025

Very professional kompany good stuff and applicati...

5
Very professional kompany good stuff and applications Reviewed on: 22nd April 2025

Well informed and easy transaction, options made eas...

5
Well informed and easy transaction, options made easy with easy access to early settlement figures. Reviewed on: 22nd April 2025

So easy to apply with a quick answer.

5
Easy application quick response and accepted. Good rate of interest. East to read contract paid dealer direct and on the agreed date. Direct debit date available on app so you know when payment coming out of my account. Included in the app so you can see how the loan is going and how long left to pay including fast easy settlement figure Reviewed on: 20th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products