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Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (748 reviews)

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4.84

Based on 748 reviews, last reviewed 20th Apr 2025

375% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

So easy to apply with a quick answer. Easy application quick response and accepted. Good rate of interest. East to read contract paid dealer direct and on the agreed date. Direct debit dat... Read more Reviewed on: 20th April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (748)

Review of the Zopa, Car Finance:

Best

Like to say about easy and comfortable monthly repayments Reviewed on: 23rd January 2022

Their help was great, they were very professional an...

Their help was great, they were very professional and very helpful, always tireless, thank you very much Reviewed on: 15th April 2025

Friendliest a most accommodating with all your needs.

Friendliest a most accommodating with all your needs. Always keep you updated on new products that’s would suit you. No problem is is too big for them. Happiest customer an would highly recommend Reviewed on: 4th April 2025

Excellent and flexible

I had a car loan and paid what I could afford each over the loan repayments. I paid it of in half the time. Reviewed on: 2nd April 2025

best car finance deal

I got the best car finance deal through zopa that was so much better than the dealership. All was so quick and easy. No stress whatsoever. Reviewed on: 2nd April 2025

Zopa worked with me to find a new used car

Zopa worked with me to find a new used car as my old one wasn’t fit for the road after failing its MOT and I needed to purchase a new one within a week. I was able to borrow more than the amount offered and Zopa locked in the rate so I wouldn’t lose it. The whole process was easy, and it was all turned around within 4 days. They talked to the garage and sorted out the paperwork. Zopa were very patient with me and worked with me on a few cars which were no goers until I found one that worked with their criteria. I’m very happy with Zopa. I was in a tight spot with my car and they gave me peace of mind and brilliant service. Reviewed on: 31st March 2025

I have many products with Zopa but my car finance wa...

I have many products with Zopa but my car finance was so smooth! Reviewed on: 31st March 2025

Helpful an extremely friendly, highly recommended

Helpful an extremely friendly, highly recommended Reviewed on: 31st March 2025

Excellent service, APR slightly above average but st...

Excellent service, APR slightly above average but still great service Reviewed on: 31st March 2025

Good fast service

Good fast service done whatever they said they would quickly Reviewed on: 31st March 2025

Outstanding company

Always been very helpful and very friendly team. Reviewed on: 31st March 2025

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