Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Car finance reviews

View other Zopa products
4.84
Based on 790 reviews, last reviewed 12th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Car finance reviews (790)

Stress free loan

4
The process was quick and clear and staff were very helpful and kept me updated at each step. The app is easy to you and very convenient to make payments and see an overview of your loan. I would definitely recommend Zopa. Reviewed on: 13th January 2023
Jo 's avatar
Jo

Simple value

5
Zopa offered & delivered a great value loan, the process was simple & quick! Reviewed on: 13th January 2023
Wes's avatar
Wes

Car finance

5
I was able to arrange finance quickly and at a great rate with Zopa Reviewed on: 13th January 2023
Shaun McLaughlin 's avatar
Shaun McLaughlin

Hassle free

5
Very happy with zopa I will use them again in the future Reviewed on: 13th January 2023
J Bay's avatar
J Bay

Excellent

5
Very fast and efficient service Reviewed on: 13th January 2023
Akbor Ali's avatar
Akbor Ali

Easy and very friendly

5
When I wanted to get a new car I wasn’t sure on what colour or make all I knew it was going to be an Audi. Zopa went way and beyond after a few bites from me hat I wanted and didn’t they got to work and sent me pictures of so many cars and I was able to pick one and my partner was very happy with her new car. Recommend 100% 5⭐️ Reviewed on: 13th January 2023
Stotty 's avatar
Stotty

Easy and low rates

5
Lovely company to deal with, they won’t pester you to borrow more, have always used Zopa. Reviewed on: 13th January 2023
Andy White's avatar
Andy White

Easy helpful clear advice

5
Good quality service straight forward Reviewed on: 13th January 2023
M Atkins's avatar
M Atkins

Amazing

5
Quick, friendly and easy to apply Reviewed on: 13th January 2023
Lee Robottom's avatar
Lee Robottom

Car finance

5
Called Zopa with a car that I liked and at first they couldn’t help as the garage wasn’t on there list I then found another car and hey presto the rest is history From the first call to the day I picked up my car nothing was to much and the team was fantastic and very efficient Reviewed on: 13th January 2023
Aubrey Harding's avatar
Aubrey Harding

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7181 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill