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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Wery good company

Quick service I will recommend everyone Reviewed on: 13th January 2023

Stress free loan

The process was quick and clear and staff were very helpful and kept me updated at each step. The app is easy to you and very convenient to make payments and see an overview of your loan. I would definitely recommend Zopa. Reviewed on: 13th January 2023

Simple value

Zopa offered & delivered a great value loan, the process was simple & quick! Reviewed on: 13th January 2023

Car finance

I was able to arrange finance quickly and at a great rate with Zopa Reviewed on: 13th January 2023

Hassle free

Very happy with zopa I will use them again in the future Reviewed on: 13th January 2023

Excellent

Very fast and efficient service Reviewed on: 13th January 2023

Easy and very friendly

When I wanted to get a new car I wasn’t sure on what colour or make all I knew it was going to be an Audi. Zopa went way and beyond after a few bites from me hat I wanted and didn’t they got to work and sent me pictures of so many cars and I was able to pick one and my partner was very happy with her new car. Recommend 100% 5⭐️ Reviewed on: 13th January 2023

Easy and low rates

Lovely company to deal with, they won’t pester you to borrow more, have always used Zopa. Reviewed on: 13th January 2023

Easy helpful clear advice

Good quality service straight forward Reviewed on: 13th January 2023

Amazing

Quick, friendly and easy to apply Reviewed on: 13th January 2023

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