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Zopa: Car finance reviews

4.84
Based on 791 reviews, last reviewed 12th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025
Alex Mich's avatar
Alex Mich

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Wery good company

5
Quick service I will recommend everyone Reviewed on: 13th January 2023

Stress free loan

4
The process was quick and clear and staff were very helpful and kept me updated at each step. The app is easy to you and very convenient to make payments and see an overview of your loan. I would definitely recommend Zopa. Reviewed on: 13th January 2023

Simple value

5
Zopa offered & delivered a great value loan, the process was simple & quick! Reviewed on: 13th January 2023

Car finance

5
I was able to arrange finance quickly and at a great rate with Zopa Reviewed on: 13th January 2023

Hassle free

5
Very happy with zopa I will use them again in the future Reviewed on: 13th January 2023

Excellent

5
Very fast and efficient service Reviewed on: 13th January 2023

Easy and very friendly

5
When I wanted to get a new car I wasn’t sure on what colour or make all I knew it was going to be an Audi. Zopa went way and beyond after a few bites from me hat I wanted and didn’t they got to work and sent me pictures of so many cars and I was able to pick one and my partner was very happy with her new car. Recommend 100% 5⭐️ Reviewed on: 13th January 2023

Easy and low rates

5
Lovely company to deal with, they won’t pester you to borrow more, have always used Zopa. Reviewed on: 13th January 2023

Easy helpful clear advice

5
Good quality service straight forward Reviewed on: 13th January 2023

Amazing

5
Quick, friendly and easy to apply Reviewed on: 13th January 2023

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