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Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
154% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

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Zopa Car finance reviews (789)

Simple value

5
Zopa offered & delivered a great value loan, the process was simple & quick! Reviewed on: 13th January 2023

Car finance

5
I was able to arrange finance quickly and at a great rate with Zopa Reviewed on: 13th January 2023

Hassle free

5
Very happy with zopa I will use them again in the future Reviewed on: 13th January 2023

Excellent

5
Very fast and efficient service Reviewed on: 13th January 2023

Easy and very friendly

5
When I wanted to get a new car I wasn’t sure on what colour or make all I knew it was going to be an Audi. Zopa went way and beyond after a few bites from me hat I wanted and didn’t they got to work and sent me pictures of so many cars and I was able to pick one and my partner was very happy with her new car. Recommend 100% 5⭐️ Reviewed on: 13th January 2023

Easy and low rates

5
Lovely company to deal with, they won’t pester you to borrow more, have always used Zopa. Reviewed on: 13th January 2023

Easy helpful clear advice

5
Good quality service straight forward Reviewed on: 13th January 2023

Amazing

5
Quick, friendly and easy to apply Reviewed on: 13th January 2023

Car finance

5
Called Zopa with a car that I liked and at first they couldn’t help as the garage wasn’t on there list I then found another car and hey presto the rest is history From the first call to the day I picked up my car nothing was to much and the team was fantastic and very efficient Reviewed on: 13th January 2023

Best credit card ever

5
The process for applying was quick and straight forward. The app is the best app I have seen to manage your credit card. Everything you need is at your fingertips. I would definitely recommend Zopa to my friends and family Reviewed on: 13th January 2023

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