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Zopa: Car Finance reviews

View other Zopa products
4.83
Based on 725 reviews, last reviewed 28th Feb 2025
2300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great people to deal with, friendly staff, couldn't... Great people to deal with, friendly staff, couldn't as for anything better. Reviewed on: 28th February 2025
Allan 's avatar
Allan

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (725)

Fair APR for a less than perfect credit score

5
Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021
leehalliday5227@gmail.com's avatar
[email protected]

Great

4
Very good company very easy to talk to her very friendly very helpful very understanding overall brilliant so far so good Reviewed on: 14th June 2021
Stu's avatar
Stu

Very helpful and professional

5
The process is tailored to customer needs Reviewed on: 15th April 2021
Amos Ekwere 's avatar
Amos Ekwere

Excellent car finance company

5
Very professional car finance company Reviewed on: 22nd March 2021
Laurence Lenihan 's avatar
Laurence Lenihan

Clear and simple

5
Zopa’s application process is very easy. All the options are explained in easy to understand terms. Their app makes repaying your loan a breeze. It’s easy to understand how long it’s going to take you to repay, and the ability to overpay is fantastic. Reviewed on: 13th March 2021
Jaimin Thakrar's avatar
Jaimin Thakrar

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