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Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
140% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

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Zopa Car finance reviews (789)

Very good

5
An amazing credit card provider Reviewed on: 14th January 2023

a company with vision

5
zopa looked at the person and not just answered questions Reviewed on: 13th January 2023

Best

5
Very good company.I like too much. Reviewed on: 13th January 2023

Straight forward and easy experience

5
There’s no messing around, everything is straight forward and very easy to use. There’s also an app that keeps everything correct and up to date so you know exactly what you are paying back and when Reviewed on: 13th January 2023

Excellence service

4
Good customer focus by dedicated staff Reviewed on: 13th January 2023

Easy loan

5
Excellent service at the Start of the loan and with the App excellent access to track your balance. Reviewed on: 13th January 2023

Faultless

5
Everything about the experience from initial query to finalising loan was faultlessly easy. 10/10 Reviewed on: 13th January 2023

Good help to build credit score

4
Good when thinking of building credit score Reviewed on: 13th January 2023

Quick, easy, done!

5
Set up a car finance loan- so easy to set up, quick response and the app is a great tool to use! Quick, Easy, done! Reviewed on: 13th January 2023

Brilliant choice

5
I have bad credit and needed to get a new car. With bad credit come expensive rates but zopa not so much and I very happy to be accepted for credit with them and top it all off they let me have a credit card as well. Reviewed on: 13th January 2023

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