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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Never had any problems

We have had car finance loans for years . We have had really good rates and found Zopa very helpful when we have been in contact . Yes we would recommend Zopa to anyone . Reviewed on: 14th January 2023

Excellent, hassle free customer service

Very professional, helpful and consistent. Reviewed on: 14th January 2023

my car

top gear for car finance no fuss direct contact Reviewed on: 14th January 2023

Very good

An amazing credit card provider Reviewed on: 14th January 2023

a company with vision

zopa looked at the person and not just answered questions Reviewed on: 13th January 2023

Best

Very good company.I like too much. Reviewed on: 13th January 2023

Straight forward and easy experience

There’s no messing around, everything is straight forward and very easy to use. There’s also an app that keeps everything correct and up to date so you know exactly what you are paying back and when Reviewed on: 13th January 2023

Excellence service

Good customer focus by dedicated staff Reviewed on: 13th January 2023

Easy loan

Excellent service at the Start of the loan and with the App excellent access to track your balance. Reviewed on: 13th January 2023

Faultless

Everything about the experience from initial query to finalising loan was faultlessly easy. 10/10 Reviewed on: 13th January 2023

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