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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

my car

top gear for car finance no fuss direct contact Reviewed on: 14th January 2023

Very good

An amazing credit card provider Reviewed on: 14th January 2023

a company with vision

zopa looked at the person and not just answered questions Reviewed on: 13th January 2023

Best

Very good company.I like too much. Reviewed on: 13th January 2023

Straight forward and easy experience

There’s no messing around, everything is straight forward and very easy to use. There’s also an app that keeps everything correct and up to date so you know exactly what you are paying back and when Reviewed on: 13th January 2023

Excellence service

Good customer focus by dedicated staff Reviewed on: 13th January 2023

Easy loan

Excellent service at the Start of the loan and with the App excellent access to track your balance. Reviewed on: 13th January 2023

Faultless

Everything about the experience from initial query to finalising loan was faultlessly easy. 10/10 Reviewed on: 13th January 2023

Good help to build credit score

Good when thinking of building credit score Reviewed on: 13th January 2023

Quick, easy, done!

Set up a car finance loan- so easy to set up, quick response and the app is a great tool to use! Quick, Easy, done! Reviewed on: 13th January 2023

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