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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Fast and reliable

I have received my money in about 2 minutes after i apply.It was amazing. Reviewed on: 14th January 2023

Good company

Easy access fast tracking payment good rate Reviewed on: 14th January 2023

great service

brilliant firm .easy access to funds needed and rates confirmed before purchase .found vehicle from dealer and purchased vehicle all paper work online done very fast and secured vehicle in less than 30 mins Reviewed on: 14th January 2023

Really good car finance

Really good friendly customer service provided with really good rates Reviewed on: 14th January 2023

Perfect

Very easy to use, reliable, a very good credit card Reviewed on: 14th January 2023

Seamless

Loan was was given quickly and a good rate of interest. Reviewed on: 14th January 2023

Awesome

Simple & uncomplicated to complete Thanks guys Reviewed on: 14th January 2023

Easy, fantastic rate- what is not to love?

Easy application, fast payment and great rate. Regularly updated with balance owed. I originally took out a car loan and have since took out a personal loan. Would highly recommend this company. Reviewed on: 14th January 2023

Never had any problems

We have had car finance loans for years . We have had really good rates and found Zopa very helpful when we have been in contact . Yes we would recommend Zopa to anyone . Reviewed on: 14th January 2023

Excellent, hassle free customer service

Very professional, helpful and consistent. Reviewed on: 14th January 2023

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