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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Great Company

Great rates, very easy and quick process, fantastic experience Reviewed on: 14th January 2023

Everything you need

Good app that works, everything makes sense, everything is fast and easy to pay off and settle, what more can you ask for Reviewed on: 14th January 2023

Fast and reliable

I have received my money in about 2 minutes after i apply.It was amazing. Reviewed on: 14th January 2023

Good company

Easy access fast tracking payment good rate Reviewed on: 14th January 2023

great service

brilliant firm .easy access to funds needed and rates confirmed before purchase .found vehicle from dealer and purchased vehicle all paper work online done very fast and secured vehicle in less than 30 mins Reviewed on: 14th January 2023

Really good car finance

Really good friendly customer service provided with really good rates Reviewed on: 14th January 2023

Perfect

Very easy to use, reliable, a very good credit card Reviewed on: 14th January 2023

Seamless

Loan was was given quickly and a good rate of interest. Reviewed on: 14th January 2023

Awesome

Simple & uncomplicated to complete Thanks guys Reviewed on: 14th January 2023

Easy, fantastic rate- what is not to love?

Easy application, fast payment and great rate. Regularly updated with balance owed. I originally took out a car loan and have since took out a personal loan. Would highly recommend this company. Reviewed on: 14th January 2023

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