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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Great company, Great service

The whole process of applying, getting the loan super easy. In the months since I can always see where I am upto at the touch of a few buttons. HIGHLY recommend this company for Great service. Reviewed on: 14th January 2023

Quick, simple and Easy to use

Love the application process, so quick, so simple. Then the Web portal is amazing, everything is so well designed and easy to use, I can chcek balances, pay parts of my loan early, all with a few clicks. I will be sticking with Zopa in the future. Oh did I mention great rates too :) Reviewed on: 14th January 2023

The Best

When everyone else turns you down at a reasonable rate, Zopa supports your needs and requirements. Reviewed on: 14th January 2023

Easy hassle free

I have finance on 2 cars and both times have been so hassle free , low interest great customer service Reviewed on: 14th January 2023

Easy

Great experience and so easy to use Reviewed on: 14th January 2023

Quick efficient service

I required a wick car loan to settle finance. Zopa helped me out very quickly with low rates. Great experience from start to finish. I had tremendous customer support throughout. A star service Reviewed on: 14th January 2023

Easy and good service

Zopa made everything very easy and provided a very good service Reviewed on: 14th January 2023

Best company for loans and customer service

I now have my second car loan with Zopa. They were also the best provider with their interest rates. I would recommend Zopa to everyone as a responsible lender who will help you with all aspects of there products. Reviewed on: 14th January 2023

Great Company

Great rates, very easy and quick process, fantastic experience Reviewed on: 14th January 2023

Everything you need

Good app that works, everything makes sense, everything is fast and easy to pay off and settle, what more can you ask for Reviewed on: 14th January 2023

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