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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Excellent products

Excellent products and a great Service Reviewed on: 14th January 2023

Great experience

App is easy to navigate and really user friendly. Great customer service. Reviewed on: 14th January 2023

Great company, Great service

The whole process of applying, getting the loan super easy. In the months since I can always see where I am upto at the touch of a few buttons. HIGHLY recommend this company for Great service. Reviewed on: 14th January 2023

Quick, simple and Easy to use

Love the application process, so quick, so simple. Then the Web portal is amazing, everything is so well designed and easy to use, I can chcek balances, pay parts of my loan early, all with a few clicks. I will be sticking with Zopa in the future. Oh did I mention great rates too :) Reviewed on: 14th January 2023

The Best

When everyone else turns you down at a reasonable rate, Zopa supports your needs and requirements. Reviewed on: 14th January 2023

Easy hassle free

I have finance on 2 cars and both times have been so hassle free , low interest great customer service Reviewed on: 14th January 2023

Easy

Great experience and so easy to use Reviewed on: 14th January 2023

Quick efficient service

I required a wick car loan to settle finance. Zopa helped me out very quickly with low rates. Great experience from start to finish. I had tremendous customer support throughout. A star service Reviewed on: 14th January 2023

Easy and good service

Zopa made everything very easy and provided a very good service Reviewed on: 14th January 2023

Best company for loans and customer service

I now have my second car loan with Zopa. They were also the best provider with their interest rates. I would recommend Zopa to everyone as a responsible lender who will help you with all aspects of there products. Reviewed on: 14th January 2023

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