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Zopa: Car finance reviews

View other Zopa products
4.84
Based on 790 reviews, last reviewed 12th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Car finance

5
From start to finish excellent communication, far cheaper than the car company I was buying from, thoroughly recommend Reviewed on: 14th January 2023
David Sloan's avatar
David Sloan

Fast and affordable car finance.

5
My old car gave up at the height of the pandemic and as a carer I needed a replacement fast. I tried various options and out of them all Zopa was the best deal and they came through quickly and my new vehicle was delivered in a matter of days. Great service and a life saver too. Reviewed on: 14th January 2023
Michael 's avatar
Michael

Good staff

5
Very quick done Professional Staff Reviewed on: 14th January 2023
Mihai 's avatar
Mihai

Brilliant! easy to setup and to keep a check on where your at via their website 5*

5
I searched around for a good deal for a loan to purchase a car. And Zopa was one of the top suggestions. I would recommend them if you have fair/good credit score and can keep up with the payments. Never missed a payment as I have a pretty decent wage from my trade. So I have had no issues :) Reviewed on: 14th January 2023
E1994G's avatar
E1994G

Recomend

5
ZOPA help me got my car very quick and easy Reviewed on: 14th January 2023
Zigy 's avatar
Zigy

Car finance

5
A very easy to deal with company, finance approved quickly and no hassle. Good at keeping me informed. Reviewed on: 14th January 2023
Paul Bottrill (Popley East)'s avatar
Paul Bottrill (Popley East)

How quick was that

5
From a discussion with my wife, to looking on clear score to getting the money in my account: took 30 minutes. Astonishing Reviewed on: 14th January 2023
Stephen donegan's avatar
Stephen donegan

Fantastic company to work with

5
Fantastic company, keeps you informed about your account and hassle free Reviewed on: 14th January 2023
Nichola 's avatar
Nichola

Excellent products

5
Excellent products and a great Service Reviewed on: 14th January 2023
sheldon's avatar
sheldon

Great experience

5
App is easy to navigate and really user friendly. Great customer service. Reviewed on: 14th January 2023
RB's avatar
RB

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