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Zopa: Car Finance reviews

4.83
Based on 737 reviews, last reviewed 4th Apr 2025
3500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
3 star
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0%
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0%
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1%

Latest highest rating:

5

Friendliest a most accommodating with all your needs. Friendliest a most accommodating with all your needs. Always keep you updated on new products that’s would suit you. No problem is is too big for th... Read more Reviewed on: 4th April 2025
Jane H's avatar
Jane H

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (737)

Hassle free

5
Very happy with zopa I will use them again in the future Reviewed on: 13th January 2023

Excellent

5
Very fast and efficient service Reviewed on: 13th January 2023

Easy and very friendly

5
When I wanted to get a new car I wasn’t sure on what colour or make all I knew it was going to be an Audi. Zopa went way and beyond after a few bites from me hat I wanted and didn’t they got to work and sent me pictures of so many cars and I was able to pick one and my partner was very happy with her new car. Recommend 100% 5⭐️ Reviewed on: 13th January 2023

Easy and low rates

5
Lovely company to deal with, they won’t pester you to borrow more, have always used Zopa. Reviewed on: 13th January 2023

Easy helpful clear advice

5
Good quality service straight forward Reviewed on: 13th January 2023

Amazing

5
Quick, friendly and easy to apply Reviewed on: 13th January 2023

Car finance

5
Called Zopa with a car that I liked and at first they couldn’t help as the garage wasn’t on there list I then found another car and hey presto the rest is history From the first call to the day I picked up my car nothing was to much and the team was fantastic and very efficient Reviewed on: 13th January 2023

Best credit card ever

5
The process for applying was quick and straight forward. The app is the best app I have seen to manage your credit card. Everything you need is at your fingertips. I would definitely recommend Zopa to my friends and family Reviewed on: 13th January 2023

Straight forward and very helpful

5
The phone advisors were extremely helpful, no trying to push me into buying a car, I took my time and they helped in in any way they could. Reviewed on: 13th January 2023

Zopa give me golden chance to get back on track and build my credit rating

5
My credit card has give me options to buy things and don’t after pay till mouth after Reviewed on: 13th January 2023

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