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Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (747 reviews)

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4.84

Based on 747 reviews, last reviewed 17th Apr 2025

4300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

Credit where it is due 5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (747)

Best

Very good company.I like too much. Reviewed on: 13th January 2023

Straight forward and easy experience

There’s no messing around, everything is straight forward and very easy to use. There’s also an app that keeps everything correct and up to date so you know exactly what you are paying back and when Reviewed on: 13th January 2023

Excellence service

Good customer focus by dedicated staff Reviewed on: 13th January 2023

Easy loan

Excellent service at the Start of the loan and with the App excellent access to track your balance. Reviewed on: 13th January 2023

Faultless

Everything about the experience from initial query to finalising loan was faultlessly easy. 10/10 Reviewed on: 13th January 2023

Good help to build credit score

Good when thinking of building credit score Reviewed on: 13th January 2023

Quick, easy, done!

Set up a car finance loan- so easy to set up, quick response and the app is a great tool to use! Quick, Easy, done! Reviewed on: 13th January 2023

Brilliant choice

I have bad credit and needed to get a new car. With bad credit come expensive rates but zopa not so much and I very happy to be accepted for credit with them and top it all off they let me have a credit card as well. Reviewed on: 13th January 2023

Quick and easy

Great rate and for the money within a couple of hours of applying Reviewed on: 13th January 2023

Hassle Free Car Finance with excellent Customer Service

This is the second time I financed a car with Zopa and I could not be happier. From the first click to apply to the key in the ignition Zopa was very helpful and guided me all the way without judgement. Great company. Reviewed on: 13th January 2023

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