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Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
140% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

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Zopa Car finance reviews (789)

Brilliant Product And Service

5
Car finance application approved in next to no time, really clear and easy to use app and very informative. Various payback options all through the app are a winner. Reviewed on: 14th January 2023

Simple to use

5
simple to use simple and really useful in that i can repay as much as i want Reviewed on: 14th January 2023

Great service

5
Helpful, professional advice from advisors who understand your needs Reviewed on: 14th January 2023

Always helpful

5
Been a member for nearly a year and I’ve never had an issue. Reviewed on: 14th January 2023

No one comes close to zopa.

5
I used zopa about 7 years ago when I wanted a loan for a car. Looked on the usual compare sites but nothing came close to the rates zopa were offering. The experience from start to finish on my loans with them have been amazing and I highly recommend anyone who needs that step should look no further. Reviewed on: 14th January 2023

Ex company no hazzle

5
Straight forward and very helpful agents Reviewed on: 14th January 2023

Cheapest car finance around

5
By the the cheapest car finance rates around that I could find, hassle free application from start to finish Reviewed on: 14th January 2023

Simple

5
Simple- good rates - quick. What more can anyone ask?? Reviewed on: 14th January 2023

Fast friendly and excellent service

5
The whole process from start to finish only three days, very happy with the help and service that was provided. Thank you very much. Reviewed on: 14th January 2023

Car finance

5
From start to finish excellent communication, far cheaper than the car company I was buying from, thoroughly recommend Reviewed on: 14th January 2023

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