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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.85

Based on 789 reviews, last reviewed 12th Jun 2025

140% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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Review Zopa: Car finance now

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Zopa Car finance reviews (789)

Excellent

Very fast and prompt from the beginning till the end. It only took a few days. Reviewed on: 14th January 2023

Great trouble free

So helpful I HAVE HAD A LOAN WITH THEM FOR 5 YEAR'S Reviewed on: 14th January 2023

Easy, great app,

I got a great value loan for my car. The app is easy you can also pay extra each month if you want to. highly recommend Reviewed on: 14th January 2023

Easy to use website, plenty of information and realy effiecient

I found a car and didnt want to miss out on it last year, i applied online and on the same night got accepted with cash in bank by next day, never seen such an efficient process before, i receive regular updates in accounts and further options if i wanted to renew my loan for any reason Reviewed on: 14th January 2023

Reasons for voting Zopa the bed

Had my Zopa credit card now for nearly two years I find it to be first class great low interest rates able to spend securely overall can fault it I get regular credit increases and kept up to date on other products Zopa app is great able to find all the details I need and able to do all I need to online I also feel valued Reviewed on: 14th January 2023

Zopa review

Applying for loan very simple. Quick response. App very useful. Reviewed on: 14th January 2023

So incredibly easy

The application process was quick and easy and the money came through almost immediately once approved. I also like the fact that I get notifications to tell me that the direct debit is due and a quarterly statement to show me how much I've paid off. Reviewed on: 14th January 2023

Pleasure to deal with

Right from start to finish , the professionalism and ease has been first class . Very pleased Reviewed on: 14th January 2023

Easy to arrange

I have a loan, credit card and car finance with Zopa and each application has been easy to do and quick to get a result. They dealt directly with the car dealership so I had my new car in less than a week. The loan money was in my account in less than 24 hours. I can manage everything online. Reviewed on: 14th January 2023

Fantastic company

Easy to work with. 5star service Reviewed on: 14th January 2023

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