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Zopa: Car finance reviews

View other Zopa products
4.84
Based on 790 reviews, last reviewed 12th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Great

5
Very friendly and helpful. Reviewed on: 14th January 2023
Shaun Wilson's avatar
Shaun Wilson

Perfect

5
When applying for the loan everything was organised quickly and professionaly so i could get ghe car i wanted Reviewed on: 14th January 2023
Andy Robson's avatar
Andy Robson

superb

5
superb service, excellent loan rate, brilliant Reviewed on: 14th January 2023
John's avatar
John

amazing super fast

5
excellent， fantastic with fair rates Reviewed on: 14th January 2023
LIUJUN ZHANG's avatar
LIUJUN ZHANG

easy no stress lending with good rates

5
Simply with a quick decision, no drama or stress, just how it should be Reviewed on: 14th January 2023
Gary Ledsham's avatar
Gary Ledsham

Perfect!

5
Great customer service, simple, easy to use app and up to date information. Reviewed on: 14th January 2023
Lisa's avatar
Lisa

Quick and easy service, no hassle

5
Fuss free experience of applying for a loan for car finance Reviewed on: 14th January 2023
Suzanne's avatar
Suzanne

Great

5
Quick painless and simple with a good rate Reviewed on: 14th January 2023
Ami Smallwood's avatar
Ami Smallwood

Efficient, competitive, helpful

5
great service, competitive rates,fast efficient, costs explained clearly Reviewed on: 14th January 2023
Ken Kirk's avatar
Ken Kirk

Best company

5
Best customer experience I have had in a long time Reviewed on: 14th January 2023
Jules's avatar
Jules

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