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Zopa: Car finance reviews

View other Zopa products
4.65
Based on 792 reviews, last reviewed 25th Jun 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026
Willow Green's avatar
Willow Green
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (792)

So easy

5
Zopa made made applying and also being accepted so easy and quick. Would defo recommend and will use again. Reviewed on: 14th January 2023
Danny Jeffrey's avatar
Danny Jeffrey

Easy, clear and straightforward

5
Very happy with the service from Zopa. Reviewed on: 14th January 2023
M Green's avatar
M Green

Great

5
Very friendly and helpful. Reviewed on: 14th January 2023
Shaun Wilson's avatar
Shaun Wilson

Perfect

5
When applying for the loan everything was organised quickly and professionaly so i could get ghe car i wanted Reviewed on: 14th January 2023
Andy Robson's avatar
Andy Robson

superb

5
superb service, excellent loan rate, brilliant Reviewed on: 14th January 2023
John's avatar
John

amazing super fast

5
excellent， fantastic with fair rates Reviewed on: 14th January 2023
LIUJUN ZHANG's avatar
LIUJUN ZHANG

easy no stress lending with good rates

5
Simply with a quick decision, no drama or stress, just how it should be Reviewed on: 14th January 2023
Gary Ledsham's avatar
Gary Ledsham

Perfect!

5
Great customer service, simple, easy to use app and up to date information. Reviewed on: 14th January 2023
Lisa's avatar
Lisa

Quick and easy service, no hassle

5
Fuss free experience of applying for a loan for car finance Reviewed on: 14th January 2023
Suzanne's avatar
Suzanne

Great

5
Quick painless and simple with a good rate Reviewed on: 14th January 2023
Ami Smallwood's avatar
Ami Smallwood

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