Paid advertisement
Smart Money People Logo

Zopa: Car finance reviews

4.63
Based on 791 reviews, last reviewed 1st Jun 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026
Willow Green's avatar
Willow Green

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Car finance reviews (791)

Easy, clear and straightforward

5
Very happy with the service from Zopa. Reviewed on: 14th January 2023

Great

5
Very friendly and helpful. Reviewed on: 14th January 2023

Perfect

5
When applying for the loan everything was organised quickly and professionaly so i could get ghe car i wanted Reviewed on: 14th January 2023

superb

5
superb service, excellent loan rate, brilliant Reviewed on: 14th January 2023

amazing super fast

5
excellent, fantastic with fair rates Reviewed on: 14th January 2023

easy no stress lending with good rates

5
Simply with a quick decision, no drama or stress, just how it should be Reviewed on: 14th January 2023

Perfect!

5
Great customer service, simple, easy to use app and up to date information. Reviewed on: 14th January 2023

Quick and easy service, no hassle

5
Fuss free experience of applying for a loan for car finance Reviewed on: 14th January 2023

Great

5
Quick painless and simple with a good rate Reviewed on: 14th January 2023

Efficient, competitive, helpful

5
great service, competitive rates,fast efficient, costs explained clearly Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44345 reviews
    Zopa
    View all products