Smart Money People Logo

Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
140% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Car finance reviews (789)

personal and empathetic

5
always supported..always contactable, always human and fix your needs irrelevant of how frustrating..x Reviewed on: 14th January 2023

Excellent

5
We have been super happy with Zopa. I would definitely recommend! Reviewed on: 14th January 2023

Human, friendly, honest.

5
A great finance company, always had quick responses and felt like I was valued. Kept up to date with an intuitive app and emails, not over-sold and feel like the company are invested in my financial health as much as trying to sell me a service. Great rate in a tough climate and friendly pro-active and honest customer service when I’ve needed it. Very deserving of this award. Reviewed on: 14th January 2023

Thank you

5
Customer service was incredibly nice from the beginning. Ive had 2 separate car finances and on both occasions I took out loans they were helpful. Love the fact I could pay early without any fee. Amazing Reviewed on: 14th January 2023

Best offer

5
I think make sure pepoes help and thats very best you know i think help pepole Reviewed on: 14th January 2023

Car loan

5
Very good company to work with very quick to make a decision I am very pleased to be a customer Reviewed on: 14th January 2023

Highly recommended

4
Easy application and quick delivery of funds, very happy Reviewed on: 14th January 2023

So easy

5
Zopa made made applying and also being accepted so easy and quick. Would defo recommend and will use again. Reviewed on: 14th January 2023

Easy, clear and straightforward

5
Very happy with the service from Zopa. Reviewed on: 14th January 2023

Great

5
Very friendly and helpful. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products