Smart Money People Logo

Zopa: Car Finance reviews

4.83
Based on 725 reviews, last reviewed 28th Feb 2025
2300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great people to deal with, friendly staff, couldn't... Great people to deal with, friendly staff, couldn't as for anything better. Reviewed on: 28th February 2025
Allan 's avatar
Allan

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (725)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Excellent

5
Cant fault anything , brilliant service Reviewed on: 22nd February 2023

Soooo Simple!

5
No fuss. No lengthly application process. No waiting for days to find out. My new car was on my drive 4 days after applying for a loan ! Soooo Simple! Reviewed on: 22nd February 2023

Excellent

5
Quick effective service… good online presence Reviewed on: 22nd February 2023

Great company

5
Easy and efficient process and easy app to use Reviewed on: 22nd February 2023

Car Finance

5
I struggled to get car finance from the car company directly so contacted Zopa (I already had a loan with them already) and it was all done within 10 minutes. From initial application, to speaking to the advisor on the phone and securing the loan was extremely easy. Zopa for me really is becoming the go to company. Highly recommend Reviewed on: 22nd February 2023

Easy service to use

5
I applied for car finance through the Zopa app a couple of years ago. Since then it’s been really easy to manage my payments and pay a little extra off each month if I want to. I’ve had a great experience with them, and would recommend them to anybody. Reviewed on: 22nd February 2023

Just the job!

5
Simple, cheap and quick...what more can you ask for Reviewed on: 22nd February 2023

Beyond exceptional customer service

5
Was able to sit back and not worry about the purchase of my vehicle because Zopa took care of everything. The only thing they couldn’t do was drive it - they left that job to me Reviewed on: 22nd February 2023

Uncomplicated and fast

5
Smooth fast service with very little administrative work all completed on my mobile phone. Reviewed on: 22nd February 2023

Finance

5
Finding a reputable company these days are hard to find but everything was straight forward and no issues at all, I would definitely use this company again. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products