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Zopa: Car Finance reviews

4.83
Based on 726 reviews, last reviewed 28th Feb 2025
2400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
3 star
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0%
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0%
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1%

Latest highest rating:

5

Every time I've had to ring for advice. Every time I've had to ring for advice. I've got through to an experience customer advisor. Always my question/ query about payments have always been ... Read more Reviewed on: 28th February 2025
david F's avatar
david F

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (726)

Uncomplicated and fast

5
Smooth fast service with very little administrative work all completed on my mobile phone. Reviewed on: 22nd February 2023

Finance

5
Finding a reputable company these days are hard to find but everything was straight forward and no issues at all, I would definitely use this company again. Reviewed on: 22nd February 2023

Quick and easy.

5
Nice and quick, easy applications with a good app for management. Easy to contact and helpful. Reviewed on: 22nd February 2023

Fast and efficient

5
Fast payment, also like monthly payment alerts to pre warn you of a payment due. Account site easy to use and options to pay more if affordable Reviewed on: 22nd February 2023

Finance

5
Quick and easy to apply , money transferred immediately after acceptance. Reviewed on: 22nd February 2023

So easy!

4
The whole experience was ridiculously easy, applied and the money was in my account within 1hr! Reviewed on: 22nd February 2023

Brilliant service

5
The application action process is quick and very straightforward forward Reviewed on: 22nd February 2023

Car finance

4
Very straight forward process and competitive rates at the time of purchase Reviewed on: 22nd February 2023

Very satisfied

4
From start to finish it was seamless Reviewed on: 22nd February 2023

Great app to see progress

5
Helpful app to overpay if required. Projections of reduced monthly payments are instantly produced if overpayments are checked before going ahead. Reviewed on: 22nd February 2023

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