Write a review

Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (783 reviews)

View other Zopa products

4.85

Based on 783 reviews, last reviewed 26th Apr 2025

678% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

great company easy to use app great rates well worth... great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (783)

Review of the Zopa, Car Finance:

Very good experience good service

Perfect experience very good service Reviewed on: 25th April 2025

great company easy to use app great rates well worth...

great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Car Loan

As someone with poor credit history they were able to help me buy a car by thoroughly checking my income outgoings and recent payments history both with them and other providers using my bank account which is never overdrawn taking all these factors rather than just a credit score Reviewed on: 26th April 2025

I’ve recently had finance through Zopa , quick easy...

I’ve recently had finance through Zopa , quick easy set up process highly recommended Reviewed on: 25th April 2025

Easy from start to finish, very helpful and knowledg...

Easy from start to finish, very helpful and knowledgeable. Reviewed on: 25th April 2025

The car finance was at a great apr and affordable re...

The car finance was at a great apr and affordable repayments Reviewed on: 25th April 2025

Was looking for a car found it very easy to sort fin...

Was looking for a car found it very easy to sort finance so could pick a car from anywhere Reviewed on: 25th April 2025

My experience has been that of nothing less than ex...

My experience has been that of nothing less than excellent and positive and I don’t want anything less Reviewed on: 24th April 2025

Seamless initial transaction and monthly payments ar...

Seamless initial transaction and monthly payments are collected with no issues. Very smooth experience Reviewed on: 24th April 2025

Great customer service Jayke was really helpful

Great customer service Jayke was really helpful Reviewed on: 24th April 2025

Amazing lenders and so helpful with a great app.

Amazing lenders and so helpful with a great app. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Close Brothers 1.72 from 65 reviews
Alphera Hire Purchase
from Alphera Financial Services 1.71 from 54 reviews
Car Finance
from Go Car Credit 5.00 from 5 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub