Write a review

Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (747 reviews)

View other Zopa products

4.84

Based on 747 reviews, last reviewed 17th Apr 2025

4300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

Credit where it is due 5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (747)

Review of the Zopa, Car Finance:

Fair APR for a less than perfect credit score

Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021

Credit where it is due

5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025

Zopa have helped me achieve a car for my family, tha...

Zopa have helped me achieve a car for my family, that fit our needs. Reviewed on: 17th April 2025

Easy to deal with and great customer service

Easy to deal with and great customer service Reviewed on: 16th April 2025

Thanks Thanks Thanks Thanks Thank You

Thanks Thanks Thanks Thanks Thank You Reviewed on: 16th April 2025

Car Finance through Zopa is quick and convenient ma...

Car Finance through Zopa is quick and convenient making good their promise. Monthly payments affordable. I would recommend Zopa for a loan and car finance Reviewed on: 16th April 2025

Great service

I have used them a couple of times for car finance. Great service. Very helpful. Best service. Reviewed on: 16th April 2025

Fantastic experience of gaining car finance.

Fantastic experience of gaining car finance. Terms and conditions easy to follow and understand. With the Zopa app I'm able to check my balance and the opportunity to see a settlement figure. Reviewed on: 16th April 2025

Good experience with zopa I recommend for all

Good experience with Zopa I recommend for all Reviewed on: 16th April 2025

amazing company

love it so much would recommend to everyone Reviewed on: 15th April 2025

Their help was great, they were very professional an...

Their help was great, they were very professional and very helpful, always tireless, thank you very much Reviewed on: 15th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Amigo Loans 4.80 from 93 reviews
Car Finance
from MotoNovo 4.83 from 1326 reviews
Car Finance
from Northridge Finance 3.59 from 4 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub