Smart Money People Logo

Zopa: Car Finance reviews

4.84
Based on 750 reviews, last reviewed 22nd Apr 2025
333% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very professional kompany good stuff and applicati... Very professional kompany good stuff and applications Reviewed on: 22nd April 2025
Malgorzata 's avatar
Malgorzata

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (750)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Very professional kompany good stuff and applicati...

5
Very professional kompany good stuff and applications Reviewed on: 22nd April 2025

Well informed and easy transaction, options made eas...

5
Well informed and easy transaction, options made easy with easy access to early settlement figures. Reviewed on: 22nd April 2025

So easy to apply with a quick answer.

5
Easy application quick response and accepted. Good rate of interest. East to read contract paid dealer direct and on the agreed date. Direct debit date available on app so you know when payment coming out of my account. Included in the app so you can see how the loan is going and how long left to pay including fast easy settlement figure Reviewed on: 20th April 2025

Credit where it is due

5
5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025

Zopa have helped me achieve a car for my family, tha...

5
Zopa have helped me achieve a car for my family, that fit our needs. Reviewed on: 17th April 2025

Easy to deal with and great customer service

5
Easy to deal with and great customer service Reviewed on: 16th April 2025

Thanks Thanks Thanks Thanks Thank You

5
Thanks Thanks Thanks Thanks Thank You Reviewed on: 16th April 2025

Car Finance through Zopa is quick and convenient ma...

5
Car Finance through Zopa is quick and convenient making good their promise. Monthly payments affordable. I would recommend Zopa for a loan and car finance Reviewed on: 16th April 2025

Great service

5
I have used them a couple of times for car finance. Great service. Very helpful. Best service. Reviewed on: 16th April 2025

Fantastic experience of gaining car finance.

5
Fantastic experience of gaining car finance. Terms and conditions easy to follow and understand. With the Zopa app I'm able to check my balance and the opportunity to see a settlement figure. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products