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Zopa: Credit Card reviews

4.93
Based on 36,703 reviews, last reviewed 17th Mar 2025
203750% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

use it all the time handy and convenient use it all the time handy and convenient Reviewed on: 17th March 2025
Duilio C's avatar
Duilio C

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36703)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

ZOPA is very considerate in its interest rate.

5
ZOPA is very considerate in its interest rate. Reviewed on: 3rd March 2025

Great very friendly service!!!

5
Great very friendly service and good communication Reviewed on: 3rd March 2025

Easy to use and secure app, happy to recommend good...

5
Easy to use and secure app, happy to recommend good initial credit limit Reviewed on: 3rd March 2025

My helper Card very helpful for me

5
Card very helpful for me. It came at a time when I needed it Reviewed on: 3rd March 2025

They have brilliant products and are very responsibl...

5
They have brilliant products and are very responsible lenders the card and app are very easy to use Reviewed on: 2nd March 2025

Easy convince to use the card intrest rate isn't s...

5
Easy convince to use the card intrest rate isn't sky high Reviewed on: 2nd March 2025

Amazing for building credit, and easy to set up

5
Amazing for building credit, and easy to set up Reviewed on: 2nd March 2025

Not had a problem with my card rates are good aswell.

5
Not had a problem with my card rates are good aswell. Reviewed on: 2nd March 2025

Simply the best

5
The banking app is simple to use, gives you updates quickly. Adding money into the account is simple. Reviewed on: 2nd March 2025

Best bank

5
Great service, great app, best bank around Reviewed on: 2nd March 2025

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