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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great card

I'm really happy with the experience of using the credit card , it's really easy to apply and it's a quick process. Reviewed on: 26th January 2022

Great customer experience

Had a few minor problems but when i called customer service they have been really polite and it got sorted straight away love using my zopa card Reviewed on: 26th January 2022

Very easy

I've managed to get on top of my financial situation by using this service Reviewed on: 26th January 2022

easy process

really simple and easy to apply and the App works really well :-) Reviewed on: 26th January 2022

Easy, simple and accurate

Whether application, usage or management, the service and card is easy and efficient. The app is seamless and fast. Overall, I am very pleased with my choice Reviewed on: 26th January 2022

Very good and quick

Iv had Zopa for bout a year and very happy with it Reviewed on: 26th January 2022

My happy card.

Just what the doctor ordered. Very pleased to have this card so easy to use and understand. Reviewed on: 26th January 2022

Annual Bank awards

Excellent mobile app I find keeping track of my spending is easy Reviewed on: 26th January 2022

Happy

Happy with zopa limits and increases Reviewed on: 26th January 2022

Review

Great for a young adult with their first credit card and managing payments Reviewed on: 26th January 2022

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