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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

A really fantastic company and have really well spoken and polite customer service people working at the company I would recommend Zopa to all my friends and family

Zopa is a really good company and I am so happy I taken out a credit card with them, Thankyou for all your professional help Reviewed on: 28th March 2022

Excellent

Excellent service. Security nice and tight. Only issue was getting the info required to open an account with myself being disabled as I don't have wage slips. Reviewed on: 28th March 2022

Easy to use app and good company

App is so easy to use, notifications are always so efficient. Never had any issues with the company Reviewed on: 28th March 2022

Helped to build my credit score

Whilst the card has helped to build my credit score, I feel as though visa credit isn't as widely accepted as I would like Reviewed on: 28th March 2022

Absolutely amazing company!

Zopa are great, they really understand the people they lend money too. I can only say positive things about them! I love my credit card and would not move to a different company. They are fair with their lending, which is great. And the communication is absolutely amazing; I feel constantly in the loop with everything. Such a fab company. Reviewed on: 28th March 2022

Good All rounder

Being a Mature person, I found everything is simplified and easy to understand yet very professional... Reviewed on: 28th March 2022

Excellent Service & Easy to Apply

I have had a wonderful experience with Zopa from start to finish. It was easy to apply for a credit card and I am happy with my credit limit Reviewed on: 28th March 2022

Zopa services

Zopa is great they are helping me build my credit score. With updates to know where I am up to, they make me feel reassured that my credit will get back to where it was! Fantastic company who don’t make you feel under valued for having not such a good credit history Reviewed on: 28th March 2022

Zopa

Good card great customer service Reviewed on: 28th March 2022

Best credit card

The first time I applied for the credit card and got it. The Zopa app mobile is great and simple to use. Thank you Aso much Zopa. Reviewed on: 28th March 2022

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