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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy, polite, convenient

My experience with Zopa has been nothing less than perfect, I got approved in minutes and I was ready to use the service within days, the staff are polite and always easy to contact. Reviewed on: 28th March 2022

Easy, fast and handy!

Absolutely brilliant card, acceptance and card came through quick - super easy to use and pay! No negatives! I’ve had a credit card and loan with ZOPA and can’t fault them one bit! Reviewed on: 28th March 2022

Fast and reliable

Excellent service overall. Easy to set up and keep on top with your payments. Reviewed on: 28th March 2022

Zopa is peace of mind, highly recommend

Cannot recommend this more, I would e lost without zopa Reviewed on: 28th March 2022

Credit card

Amazing service really easy to use the credit card app Reviewed on: 28th March 2022

Great customer service and easy to use app

The app was straightforward,the customer experience is top rate. Will recommend my family and friends to choose Zopa any day Reviewed on: 28th March 2022

Number 1

Brilliant always there to help always fair Reviewed on: 28th March 2022

Top

Best credit card I have amazing Reviewed on: 28th March 2022

Excellent

Brilliant and really easy to use Reviewed on: 28th March 2022

A really fantastic company and have really well spoken and polite customer service people working at the company I would recommend Zopa to all my friends and family

Zopa is a really good company and I am so happy I taken out a credit card with them, Thankyou for all your professional help Reviewed on: 28th March 2022

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