Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy to use, Easy to contact.

I opened the account. Very easy to download app and use. Card came through quickly. Friendly service. Reviewed on: 26th January 2022

Best card

Best customer services and very good providers Reviewed on: 26th January 2022

Great Company

They have been great for me. Good app that services and updates your every need. Good visualisation of all that happens on your account. Best credit card provider I have ever used. 5 Stars⭐⭐⭐⭐⭐ Reviewed on: 26th January 2022

Totally would recommend

Never had any issues with Zopa since having my catd Reviewed on: 26th January 2022

Smart and professional

Never had a bad experience with Zopa, would most definitely recommend and use them for the foreseeable future. Reviewed on: 26th January 2022

Zopa review

Excellent all round service! Plus good And helpful information regarding improving gredit score. Would highly recommend this company. Reviewed on: 26th January 2022

Great, Simple and Brilliant.

Great Bank. So easy easy to apply with a fantastic app that makes it really simple to keep track of spending. I love the fact that you can make payments through the app and it clears straight away. Reviewed on: 26th January 2022

The Best

The app is very fast that when you pay it will be posted within a few seconds unlike other companies that will take 2 business days onwards Reviewed on: 26th January 2022

Zopa so zuper

Zopa credit card is the best ….the apps is amazing and the application was straight forward …. Reviewed on: 26th January 2022

Quick and good features

The overall process was a quick and easy one with the inclusion of features not available on other banking apps. I have not regretted the decision to take an account. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit card
from Post Office 2.30 from 112 reviews
Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5790 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub