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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Simple but powerful

I have been using zopa card for about one year and it is incredible Reviewed on: 28th March 2022

Easy, polite, convenient

My experience with Zopa has been nothing less than perfect, I got approved in minutes and I was ready to use the service within days, the staff are polite and always easy to contact. Reviewed on: 28th March 2022

Easy, fast and handy!

Absolutely brilliant card, acceptance and card came through quick - super easy to use and pay! No negatives! I’ve had a credit card and loan with ZOPA and can’t fault them one bit! Reviewed on: 28th March 2022

Fast and reliable

Excellent service overall. Easy to set up and keep on top with your payments. Reviewed on: 28th March 2022

Zopa is peace of mind, highly recommend

Cannot recommend this more, I would e lost without zopa Reviewed on: 28th March 2022

Credit card

Amazing service really easy to use the credit card app Reviewed on: 28th March 2022

Great customer service and easy to use app

The app was straightforward,the customer experience is top rate. Will recommend my family and friends to choose Zopa any day Reviewed on: 28th March 2022

Number 1

Brilliant always there to help always fair Reviewed on: 28th March 2022

Top

Best credit card I have amazing Reviewed on: 28th March 2022

Excellent

Brilliant and really easy to use Reviewed on: 28th March 2022

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