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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Honest money

Zopa have always been transparent with their fees and helpful in their repayment guidance. Would recommend to anyone Reviewed on: 28th March 2022

Over the moon

The modem age needs modern companies like Zopa. You can tell a lot of time has gone into design & usability making the app a dream to use. They’re also there to help offering a unique safety net so you don’t spend more than you want to. Reviewed on: 28th March 2022

Great service

Card arrived quickly, easy to use. Understanding of your financial needs. Reviewed on: 28th March 2022

such an amazing credit card

No high interest rate easy to use app and able to pay extra via the app definitely recommend to a friend Reviewed on: 28th March 2022

Great product and service. Snazzy tech at its finest..

Snazzy tech at its finest, very little need to speak to a human will all contact and tasks completed in app. Reviewed on: 28th March 2022

Zopa

Nice to have other services such as savings account Reviewed on: 28th March 2022

Credit card

Good card sorted out a problem for me and I got a refund too. Reviewed on: 28th March 2022

Easy to use

So convenient no fuss easy to use Reviewed on: 28th March 2022

Best company

Good experience so far,I would recommend this to my friends and family Reviewed on: 28th March 2022

Zopa is fast and easy

Zopa is quick and good at what it does. Reviewed on: 28th March 2022

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