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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best for credit!

Never had an issue with this company would definitely recommend to others! Reviewed on: 28th March 2022

No hassle finance

I have had no issues with Zopa at any stage. It is simply hassle free easy to use finance with friendly helpful staff if you need them but most things can be dealt with on the app. Reviewed on: 28th March 2022

Great lender with an excellent app

The app is easy to use with a fast payment facility. Reviewed on: 28th March 2022

Trustworthy company

Very good communication. App works perfect . Easy access. Highly recommended Reviewed on: 28th March 2022

Miss

Very good card I like to use Good experience Reviewed on: 28th March 2022

Great banking ap

Great app, great services and options Easy to use app, easy application Reviewed on: 28th March 2022

Great company

Since i have had this card they have great rates. Never been over the app is really easy to use Reviewed on: 28th March 2022

Pure Quality

Easy to use phone app,Interest not ideal but a very good company to deal with.Would not leave them easily. Reviewed on: 28th March 2022

Syed

Totally satisfied. Good customer care Quick response Reviewed on: 28th March 2022

Great service

Easy to use, will recommend to friends Reviewed on: 28th March 2022

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