Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very recommended

Quick And easy, good app easy to pay and keep track of everything Reviewed on: 26th January 2022

Excellent

Extremely help and easy to apply for nothing caused any issues Reviewed on: 26th January 2022

A great card and a very good app. No jargon and simple to undetstsnd

Easy process and I particularly like that payments to the card are credited within minutes. Reviewed on: 26th January 2022

Fast easy and understandable

Easy app. Easy to understand balance and credit. Fast response when payments are made. The app is well built and easy to navigate Reviewed on: 26th January 2022

one word excellent

I have had my credit card for a while and I always get messages if I'm near my limit, and also for special offers. Great compony Reviewed on: 26th January 2022

Brilliant Service

It was so quick and easy to apply, my card came within a few days and the service has been great so far. I would definitely recommend Zopa to family and friends. Reviewed on: 26th January 2022

Great card Great App

Easy to manage, there when you need it. Nice alerts from app when you use the card. Love it. Reviewed on: 26th January 2022

Top notch!

As credit card providers they are the best in their field completely reliable and very easyl to access and use the app. I would recommend zopa to anyone. Reviewed on: 26th January 2022

Most helpful banking app

Zopa has been brilliant in aiding me to build my credit score and improve my banking skills. Reviewed on: 26th January 2022

The Best

From my opinion is the best credit card Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.29 from 4 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5793 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub