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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Highly Recommend

5
Zopa have been great over the last year. Very helpful customer service line. The app always keeps my updated with payment, which give me the piece off mind I need. So I say fully in control. highly recommend! Reviewed on: 28th March 2022
Louise's avatar
Louise

Friendly finance

5
Easy to apply, and easy to use App. Reviewed on: 28th March 2022
Jo Elizabeth's avatar
Jo Elizabeth

Very good company

5
Having a credit card with this company is very simple to control your spending all online but a call centre to back it it up if you need extra help. Reviewed on: 28th March 2022
Rob Tromans's avatar
Rob Tromans

Excellent

5
Highly recommended lots support and other services available Reviewed on: 28th March 2022
SG's avatar
SG

Works great

4
Low interest rates and easy payment options Reviewed on: 28th March 2022
T charts's avatar
T charts

Excellent App

5
Excellent app, easy to manage your card with lots of help and advice with your finance's. Reviewed on: 28th March 2022
Andrew Reynolds's avatar
Andrew Reynolds

Excellent

5
Easy to understand excellent customer service Reviewed on: 28th March 2022
john haymes's avatar
john haymes

Zopa is totally amazing

4
I am very impressed with them. They have card options that allow you to stop gambling. It's fantastic. I recommend them to everyone Reviewed on: 28th March 2022
Spenditlikewater88's avatar
Spenditlikewater88

Excellent service and great understanding by all staff

5
I had extremely good service by staff when I had a problem with my card and app. Reviewed on: 28th March 2022
Kasim khan's avatar
Kasim khan

Great provider

5
Very user friendly app, instant payments, quick on call just perfect Reviewed on: 28th March 2022
Kamran Jakaria's avatar
Kamran Jakaria

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