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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good bank to have my credit card wjth

Great app, always in the loop about changes Reviewed on: 28th March 2022

Easy for everyone

From application to months after having the card. Such a simple process and everything you need to know is there. Reviewed on: 28th March 2022

Good

The card is easy to use and l will encourage others to use it. Reviewed on: 28th March 2022

Great service no hassle

Took the card out for a holiday in New York and card worked a dream without any calls. The terms were easy to read and understand the use of for the card. Highly recommend Reviewed on: 28th March 2022

Credit card

Been accepted and received credit card. Very grateful to use card Reviewed on: 28th March 2022

Great credit card, simple and easy to manage an understand

I have had some issues with credit in the past but Zopa has allowed me to start building my credit back up. it is simply clear and concise and the platform is very user-friendly. Reviewed on: 28th March 2022

Excellent credit card. App is user friendly. Service quick efficient and helpful

Helped me with a problem I had with a transaction. App is clear and ver user friendly thank you. Reviewed on: 28th March 2022

Super

Credit customer service and easy to apply. Reviewed on: 28th March 2022

Best in all categories

I like Zopa, because of its flexibility in literature everything, fast payment balance,no money transfer fee. Reviewed on: 28th March 2022

Highly Recommend

Zopa have been great over the last year. Very helpful customer service line. The app always keeps my updated with payment, which give me the piece off mind I need. So I say fully in control. highly recommend! Reviewed on: 28th March 2022

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