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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best I've ever used

Excellent app, clear terms and conditions. Love it. Reviewed on: 26th January 2022

Amazing

Simply to use and updates and reminders Reviewed on: 26th January 2022

Highly recommended

From start to finish I have had a great experience. From communication, customer service and the APP Reviewed on: 26th January 2022

Fantastic Customer Service and Support

I have not had any problems and I have recommend this company to all my family and friends Reviewed on: 26th January 2022

Zopa

Excellent for users trying to increase their credit score with low fees. Reviewed on: 26th January 2022

Brilliant

Good credit card for everyone even if you don’t have the best credit. Reviewed on: 26th January 2022

Zopa zensationalist

hassle free, live the easy life with the stress free card from zopa Reviewed on: 26th January 2022

No hassle company

Everything about Zopa is simple and easy to understand. The app is easy to navigate with good features, everything you need to know is at your fingertips. Reviewed on: 26th January 2022

Happy with ZOPA

A good experience so far, very happy with zopa so far Reviewed on: 26th January 2022

Absolutely spot on

Best card service ever used, simply the best. Reviewed on: 26th January 2022

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