Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

Great and easy to use.

5
Very easy app and great to improve your credit rating and track your spending. Reviewed on: 26th January 2022
James Blake's avatar
James Blake

Excellent service

5
They are always there if you need them and very friendly staff thank you Reviewed on: 26th January 2022
casey65@hotmail.co.uk's avatar
[email protected]

Great card

5
Had no problems with them at all Reviewed on: 26th January 2022
Bob's avatar
Bob

Excellent service

5
Excellent customer service support and a really simple easy to use app. I have been very pleased with the card and managing the account. Thanks Reviewed on: 26th January 2022
Jason 's avatar
Jason

Great provider

5
Great provider apps very easy to use, great feature available to ‘lock’ a percentage of your limit ideal for any unforeseen emergencies Reviewed on: 26th January 2022
Craig Rogers's avatar
Craig Rogers

Excellent all round service

5
Never had a issue great all round service highly recommended Reviewed on: 26th January 2022
Claire Taylor's avatar
Claire Taylor

Excellent Company

5
Customer Service excellent service Reviewed on: 26th January 2022
Tony Edkins's avatar
Tony Edkins

Simply the best

5
Excellent customer service and real easy app to use Reviewed on: 26th January 2022
Nick Maxfield's avatar
Nick Maxfield

Fantastic

5
Good credit limit offered, also flexibly direct debit payment day. Reviewed on: 26th January 2022
Cullen Wylie's avatar
Cullen Wylie

The best

5
The best credit card ever. Never had any problems with this card and they gave me everything they promise. Just love it Reviewed on: 26th January 2022
Marcos Floro's avatar
Marcos Floro

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5786 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill