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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Excellent service from various members of the team. They made the process very simple! Reviewed on: 28th March 2022

Easy.

Very easy to apply and easy to use, friendly staff. Reviewed on: 28th March 2022

Zopa the greatest

Excellent service recommended highly Reviewed on: 28th March 2022

Great app

Zopa keep me updated every month Reviewed on: 28th March 2022

Fantastic

Good experience excellent customer service payments updates on time Reviewed on: 28th March 2022

Simply and easy with confidence

Great credit card customer service pleasure to talk too took me on when my credit score was really low and no one else would take me on. Great app easy to use overall axing company thank you Reviewed on: 28th March 2022

Excellent

Very easy to apply for card customer service is very good Reviewed on: 28th March 2022

Best credit card out there

I have to admit after being declined for credit Zopa has really helped me out and their customer experience team are amazing! They are efficient and make everything simple and easy Reviewed on: 28th March 2022

Great !!!

Brilliant service highly recommend Reviewed on: 28th March 2022

Hassle free!

I love Zopa! Always felt intimidating to have a credit card but Zopa make it so easy and user friendly! Thank you ❤️ Reviewed on: 28th March 2022

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