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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Couldn't ask for anything better

Great service super friendly and veryyyy easy to use! Reviewed on: 28th March 2022

Great professional service.

Straightforward, easy to manage App. Great service for Loans and Credit cards. Reviewed on: 28th March 2022

Second chances

4 years after going into bankruptcy zopa was the first credit agency who offered me a card. Reviewed on: 28th March 2022

Would recommend

Very easy to use and updates immediately when making a payment Reviewed on: 28th March 2022

Life saver

Having this little handy credit card keeps me going until payday ....App is easy to use and easy for when in rush to use or transfer funds great experience Reviewed on: 28th March 2022

Helpful advisors

Great customer service. Lost my card, and advisor helped me with getting a replacement... Reviewed on: 28th March 2022

Easy application

Clear score recommended Zopa as a credit card option. The application process was easy. Once the credit card had been allocated the app is easily accessible. Reviewed on: 28th March 2022

Zopa Credit card

Zopa is very good company indeed and very professional Reviewed on: 28th March 2022

Best company I've used!

I have been using the Zopa app to manage my credit card for over a year now, it's easy and manageble to track spending and make payments. I really like the borrowing power rating on the app with tips on how to improve your borrowing power rating. I also have a zopa loan it shows you how much more monthly installments you have left and also has an option to settle it in full early. Would recommend to anyone Reviewed on: 28th March 2022

Great service

I find the service very easy and straight forward to deal with, especially the on line banking app! Reviewed on: 28th March 2022

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