Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

Always good service

5
Love the app, the card etc, would highly recommend Reviewed on: 26th January 2022
Clare Bacon's avatar
Clare Bacon

Great card

5
Easy to use help assist always there if I had problem Reviewed on: 26th January 2022
Wayne jones's avatar
Wayne jones

Amazing

5
Very quick apply for card,I received in a few days , Reviewed on: 26th January 2022
Cristina's avatar
Cristina

Helping me out

4
Helping me build my credit rating and in a managed way Reviewed on: 26th January 2022
Sj John Carper's avatar
Sj John Carper

A credit card with a different twist

5
The application process from start to finish was simple and straightforward, no the usual quaff when applying for credit card. Zopa makes your day to day life easier. Reviewed on: 26th January 2022
Michael Marongwe Simuchimba's avatar
Michael Marongwe Simuchimba

User friendly app experience

5
Using the app makes banking a lot more easier Reviewed on: 26th January 2022
seanrobertson@hotmail.co.uk's avatar
[email protected]

Convenient

5
In a short amount of time my limit increase which I was quite surprised! This card fits in well with a person’s needs, activities and plan but please like any other credit card try paying back the full amount spend or majority of the amount to stay out of debt! Thanks Reviewed on: 26th January 2022
Beryl's avatar
Beryl

Excellent customer service and always helpful with any issues

5
Easy to arrange, customer service really helpful. Very supportive with any issues Reviewed on: 26th January 2022
Tim's avatar
Tim

Simplicity

5
Ease of use, fast notification of payments and transactions, clear easy online functions. 10/10 Reviewed on: 26th January 2022
Glen 's avatar
Glen

Great credit card company!

5
My experience with Zopa has been great! The application was simple and my card arrived within a few days. The app is incredibly helpful and easy to use! Reviewed on: 26th January 2022
RebeccaH 's avatar
RebeccaH

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill