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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to use

Easy to keep control of your spending and make payments Reviewed on: 28th March 2022

Simplicity!!

I love how simple and easy it is to use and manage! Reviewed on: 28th March 2022

Hassle free

No hassle and easy to use. I love Zopa Reviewed on: 28th March 2022

Great

I use my card to get me through with petrol costs between pay days its been a godsend Reviewed on: 28th March 2022

Great service

Great service always, the app is simple and easy to use. Reviewed on: 28th March 2022

Good credit

Card is flawless good limit they look after me well Reviewed on: 28th March 2022

Great company

Had problems with cash withdrawal but sorted in seconds Reviewed on: 28th March 2022

Excellent service

No words I can say really as what sums yhem up is, excellent customer service care, help on hand, they always seem to know what is going on without any fath like most companies. Reviewed on: 28th March 2022

Simple process, clear explanations

I found the service very easy to use, with clear instructions and explanations and a form that was simple to fill out Reviewed on: 28th March 2022

Easy and helpful

Been with zopa for approximately 1 year never ever had any issues or problems with the service or any member of the customer service teams, extremely helpful and efficient which fills you with confidence from the word go..... Would happily recommend to family and friends well done zopa for smashing a great service... Reviewed on: 28th March 2022

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