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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37070 reviews)

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4.93

Based on 37,070 reviews, last reviewed 5th Apr 2025

442600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and easy to apply Very good experience and easy to apply Reviewed on: 5th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37070)

What's not to love!

Ethical, secure, straightforward to use and great communication! What's not to love! Reviewed on: 15th February 2021

Excellent

Overall excellent from applying to reieving card and starting to use. Reviewed on: 15th February 2021

Friendly staff

Friendly staff ,simple and easy application to manage money. Reviewed on: 15th February 2021

Highly Recommended

Super fast and helpful service. Easy to apply. Good value credit. Reviewed on: 15th February 2021

Second chance!

After a bad spell with credit in my younger days! I spent a lot of time trying to re build it, after seeing my score go up, one month, it would drop just as much then next! As I owed no money, and had no credit! Due to the previous poor use I couldn’t get credit! So it was a cycle I could not break, until Zopa! They appeared and I took a chance and applied, to which they took a chance on me! And now I’m watching my score rise each month. I’m so grateful to Zopa, they’ve given me a chance to be on my way to improving my score in hopes to get a mortgage in the future. Reviewed on: 15th February 2021

Brilliant customer service

Zopa was one of best credit card companies that I would recommend for everyone. Reviewed on: 15th February 2021

Amazing at being in control.

Zopa have provided a top service with an amazing app so you can log in and check your depending. It’s been a fantastic experience being with Zopa. Reviewed on: 15th February 2021

zopa yay.......

had trouble obtaining credit my score was not bad but not great either zopa helped me out with a credit card and also its a site to help you with a mixture of things including your credit score could not rate them highly enough thank you Reviewed on: 15th February 2021

Great company great customer service

Had an issue with accessing my pin quick phone call and resolved nice and quickly Reviewed on: 15th February 2021

Great credit card

Great service, great overall interface Reviewed on: 15th February 2021

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