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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Comes in handy and easy to use via the app to repay Reviewed on: 28th March 2022

Great experience

Good customer service. Could make their terms clearer and a few issues with not accepting debit cards to pay. Reviewed on: 28th March 2022

excellent

never had a problem easy to deal woth all rpund great company Reviewed on: 28th March 2022

Great

Fantastic card.... thx. Been great so far.... Reviewed on: 28th March 2022

Zopa

Easy to use and application was easy trouble free App Reviewed on: 28th March 2022

Perfect

Easy for use verry helpful all the time when you need it Reviewed on: 28th March 2022

Great card

Great card easy to use and manage online! Reviewed on: 28th March 2022

Efficient

They managed to give me a credit account whilst other major banks have been declining my request to have one. Reviewed on: 28th March 2022

It's ok

It does what it says on the tin. The best thing has to be the App that is user friendly Reviewed on: 28th March 2022

Awesome company

Love this wee card so user friendly love the app Reviewed on: 28th March 2022

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