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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service

I haven't been Zopa customer for very long, however I have had to contact yourselves once to change my address and it was very quick & easy and great service!. It is very easy to use the credit card and also low interest rate! Reviewed on: 26th January 2022

Amazing credit card to help credit score and purchase items

Got this card to help my credit score. It was easy to apply and arrived quickly. I used it for a number of things and pay back via direct debit each month. Great card. Reviewed on: 26th January 2022

very easy to use app, never a problem.

Trying to build credit back up and what an easy way to do it. App is great keeping you up to date. Reviewed on: 26th January 2022

I love Zopa

I am happy with you Zopa I recommend to anyone please let join and recommend to your friends and family Reviewed on: 26th January 2022

Good Service

No hassle to get account set up and to make payments, Very easy to use recommend Reviewed on: 26th January 2022

Great credit card

Zopa is a great credit card company. They are very understanding and never seem to have any problems with them Reviewed on: 26th January 2022

No complaints!

A card that is straightforward and useful Reviewed on: 26th January 2022

Great easy to use card

Great and easy to use, very user friendly app to help manage spending etc Reviewed on: 26th January 2022

A bank who listens to people

Since having my credit card they have kept me up to date with any changes that arisen. For example, when it came to the contactless payment being raised to £100 - they gave me the option to increase to this amount or leave it at £45. Reviewed on: 26th January 2022

5 stars

Hassle free, very good customer service. Quick turnaround to get the credit card. Reviewed on: 26th January 2022

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