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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brill

Love it! Never any issues and easy to use Reviewed on: 26th January 2022

So easy

From application to receiving my credit card was so easy to understand and I've been able to use it whenever I needed to Reviewed on: 26th January 2022

Very good

Verygood,superb,very good services,thanks a lot,I am very happy. Reviewed on: 26th January 2022

Very great and clear seevixe

I like the app and also the application process. Everything was smooth and easy to do and understand. Reviewed on: 26th January 2022

Zopa card with app easy

The zopa card with contactless option is very easy and the App keeps you upto date. Payments show on the App straight away so keep as you on track Reviewed on: 26th January 2022

Is good

Very good good starter credit card Reviewed on: 26th January 2022

Very helpful company

I have had a very good experience with the company Reviewed on: 26th January 2022

My Zopa

Very good service, always have information passed on when any changes Reviewed on: 26th January 2022

Amazing customer service desk nothing too much they wont do too HELP

Needed advice gave me all information help needed no long waiting list too speak too them Reviewed on: 26th January 2022

Excellent service

Excellent Product, Excellent Service Reviewed on: 26th January 2022

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