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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Zopa

Very good company and easy to use app ad friendly customer service Reviewed on: 28th March 2022

Absolutely fantastic and quick at giving descions and depositing money into your bank account

Can't say no more very efficient Reviewed on: 28th March 2022

Second to none customer service

Zopa has always provided excellent customer service. Reviewed on: 28th March 2022

Great

Very good cant fault them, quick response to phone calls and willing to help. Reviewed on: 28th March 2022

card

easy to use and the app is great and the card works everwhere Reviewed on: 28th March 2022

Keeping things simple and easy.

Ive only been using the card for 3 months now, but I have to say it really couldn't be any simpler to use and check my balance. It's all online with a great app that any one can use. Reviewed on: 28th March 2022

Excellent service

Excellent would totally recommend Reviewed on: 28th March 2022

Credit Card of the Future

Super efficient, simple and effective set up. App based alerts on everyday spending and credit limit which allows money and spending management with ease. Zopa are smart, dynamic and they care! They want to support financially, with a fair and honest approach, but also to lead accountability on personal money management. Amazing team! Reviewed on: 28th March 2022

Excellent and fast service

Easy process in getting a loan, with fast deposit to bank account. No issues at all. Highly recommended. Reviewed on: 28th March 2022

Really helpful service

Staff are always willing to help and are brilliant at sorting problems Reviewed on: 28th March 2022

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