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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Hassle free

The card has been so easy to apply for and use. The app is easy to use. Reviewed on: 28th March 2022

Sensible credit card company

This is the most sensible company I’ve come across especially for people with bad credit rating Reviewed on: 28th March 2022

Excellent service

Excellent service especially for people like me with a poor credit rating Reviewed on: 28th March 2022

Fantastic Company

I found Zopa very easy to from first applying to using my card. The app is a a great addition to as you can access this wherever you are to keep on track of your spending. Reviewed on: 28th March 2022

Easy to manage, Brilliant communication

The app makessnahing finances super easy!!! Reviewed on: 28th March 2022

Great little card

Easy application received card in a few days all done and managed on line Reviewed on: 28th March 2022

Great service

I’ve not had credit in the past so getting a credit card was difficult, Zopa overlooked this and accepted me where others wouldn’t give me a chance. Reviewed on: 28th March 2022

Fantastic

Easy & Handy & friendly, well easy app well handy payment card, well friendly people to contact. Reviewed on: 28th March 2022

Happy with Services Zopa provides

Not too complex system transacting online. Very simple and straight forward Reviewed on: 28th March 2022

Excellent

Help you out when needed, I had bad credit but they gave me a credit card which helped me out Reviewed on: 28th March 2022

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