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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very useful

Efficient and simple to use. Helped me in my time of need. Reviewed on: 28th March 2022

Fantabuloso

Great stuff love my credit card! App is amazeballs Reviewed on: 28th March 2022

Great bank

Easy to use app, all payments made show on account immediately, statements easy to understand and most importantly customer service is excellent, didn't have to wait long to speak to an agent who was polite and very helpful. Reviewed on: 28th March 2022

Win £1000

Fab service would love to win £1000 Reviewed on: 28th March 2022

Easy To Manage

Zopa is very easy to use and manage. Reviewed on: 28th March 2022

Brilliant

Brilliant credit card to have and doesnt allow you to get to far into debt by putting up limit up loads. Reviewed on: 28th March 2022

Masters in the Business

Wonderful customer care and unbeatable rate, what are you waiting come on and enjoy. Reviewed on: 28th March 2022

Average

Average. No offers of anything really Reviewed on: 28th March 2022

Zopa credit card

Excellent customer service, very easy to apply,instant answer's Reviewed on: 28th March 2022

Hassle free

The card has been so easy to apply for and use. The app is easy to use. Reviewed on: 28th March 2022

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