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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Good card for bad credit

5
I have struggled with bad credit in the past and made a real effort and turned that around. I had and emergency with my car and needed some additional funds. I applied and was accepted no nonsense with this card. It arrived quickly. The app is really easy to use, automatic payments have been set up and it is really easy to make spot payments. Reviewed on: 26th January 2022
Adam Starling's avatar
Adam Starling

East and amazing app

5
Easy and ideal company very happy with there service Reviewed on: 26th January 2022
scottyrutter@yahoo.co.uk's avatar
[email protected]

Easy

5
Easy to use. Manageable low payments Reviewed on: 26th January 2022
Danielle's avatar
Danielle

App great

4
The app is easy to use and understand. Also the credit facility is a great second chance to get it right. Reviewed on: 26th January 2022
Marcia's avatar
Marcia

Great service

5
I used this company to rebuild my credit. They have been great and its even easy to keep an eye on my spending. Reviewed on: 26th January 2022
Jason Gardner's avatar
Jason Gardner

Zopa are great

5
Zopa are amazing. Really easy to use and overall one of the best I have found. Reviewed on: 26th January 2022
Lisa Robson's avatar
Lisa Robson

Amazing at what they do had an issues and it was dealt with extremely professionally and quickly

5
Had an issue with spending on my card it wouldn’t work spoke to them and explained the problem and it was fixed extremely quickly so I would highly recommend Zopa to anyone extremely professional people!! Reviewed on: 26th January 2022
munity gaming's avatar
munity gaming

Great credit support

5
Awesome experience helped me progress my score Reviewed on: 26th January 2022
Laura 's avatar
Laura

Very easy app to use

5
Easy app and real time updates overall great experience Reviewed on: 26th January 2022
elliott.richardson46@yahoo.co.uk's avatar
[email protected]

Great credit card

5
I love Zopa it’s easy to use and I have had no problems at all Reviewed on: 26th January 2022
Michelle Carpenter's avatar
Michelle Carpenter

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