Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (35305 reviews)

View other Zopa products

4.93

Based on 35,305 reviews, last reviewed 22nd Feb 2025

91267% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zoopa gave me a chance ! I was going thro a hard time financially , I needed a back up incase something went wrong, I needed a credit card and got accepted , obviously the Ap... Read more Reviewed on: 22nd February 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35305)

Review of the Zopa, Credit Card:

Good but could be better ive been with this company...

Good but could be better ive been with this company a while but never any credit limit offers Reviewed on: 10th January 2024

In my time using Zopa everything is very straightfor...

In my time using Zopa everything is very straightforward, user friendly - easy to follow guidelines and steps The very occasional time I have contacted Customer Services , easy , pleasant and efficient Reviewed on: 18th January 2025

Great service understanding and quick

Great service understanding and quick Reviewed on: 18th January 2025

I was struggling to get credit and zopa give me a ch...

I was struggling to get credit and zopa give me a chance when I needed it and can't thank them enough for that app is nice and easy to use and the repayments are cheap enough Reviewed on: 18th January 2025

Can't live without your bank help .

Can't live without your bank help . Thanks a million times. Reviewed on: 18th January 2025

Easy to use and clear on payments

Easy to use and clear on payments Reviewed on: 18th January 2025

Zopa card: Strongly recommend for any responsible pe...

Zopa card: Strongly recommend for any responsible person, trying to recover a low credit score. My IVA was paid to off earlier, so I applied for credit history building cards on clear score. The only lender willing to give me a card was Zopa. The application took minutes. My card arrived within four days. The limit is tiny, but it fits the purpose of recovering a poor score. Reviewed on: 18th January 2025

Zopa very good on Customer Service and support alway...

Zopa very good on Customer Service and support always sending out very helpful and useful information the app provides everything you need to know about Zopa I use Zopa more than then any other card I have I’ll never ever stop using ZOPA !!!!!! Reviewed on: 18th January 2025

I really like zopa had and have a few cards but they...

I really like zopa had and have a few cards but they are the best to deal with very happy Reviewed on: 18th January 2025

Zopa very easy to apply for credit...

Zopa made it was very easy to apply for credit Reviewed on: 18th January 2025

Provides us with a good service , when contacted al...

Provides us with a good service , when contacted always solves our problems Reviewed on: 18th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.18 from 2 reviews
All in One Credit Card
from Santander 2.68 from 16 reviews
American Express Credit Card
from American Express 3.34 from 86 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub