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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Easy no fuss card

5
Great app very easy to use. Would recommend Reviewed on: 28th March 2022

Brilliant excellent service

5
Therms are fair and understanding Reviewed on: 28th March 2022

Excellent

4
Never had a problem good app and easy navigation Reviewed on: 28th March 2022

Stress free and easy to understand

5
First credit card I have had, I am in late 50's. Was simple to understand and navigate, any questions were answered professionally. Reviewed on: 28th March 2022

Very helpful

5
Great customer service helpful and efficient Reviewed on: 28th March 2022

Top App

5
Easy to use app to control spending and keep an eye on balance so you don't overspend Reviewed on: 28th March 2022

The Card with my name on it.

5
Its what what we all need, security in your pocket. So easy to use and Customer Service Support at your finger tips. The only card you'll ever need. Reviewed on: 28th March 2022

Easy and straightforward

4
Very easy to use app, all the information is readily available with a very intuitive U.I. Reviewed on: 28th March 2022

Straightforward as it gets

4
Easy sign up process & account is very easy to manage Reviewed on: 28th March 2022

Excellent

5
Easy to view spending and keep track of it. Reviewed on: 28th March 2022

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