Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Awesome credit card

A very easy credit card to manage and the app works. All information on the app is up to date and easy to access. Very good company to use. Reviewed on: 26th January 2022

So far so good

only got it so I don't know yet. We shall see next month Reviewed on: 26th January 2022

Excellent service

Excellent service, good credit card, good apr Reviewed on: 26th January 2022

Super user friendly finance

User friendly, easy to stay in control, and accessible. What’s not to like? Reviewed on: 26th January 2022

Amazing

Quality service. First class. Would definitely recommend Reviewed on: 26th January 2022

Very helpful and keep you informed all the time

If you have a problem they work to help you out and get things running smooth Reviewed on: 26th January 2022

Great costermer service

Always there to help me out with any questions Reviewed on: 26th January 2022

Keeping it simple

As someone building up her credit score they have given me manageable tools to be able to do this with a credit cushion, autopay and a spend tracker! Highly recommended Reviewed on: 26th January 2022

Credit card

Easy to use, keeps me updated on spending. Reviewed on: 26th January 2022

Best of Credit card

its my firs experience..i like it Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.63 from 10 reviews
Aquis Card
from Vanquis 4.28 from 41 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5770 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub