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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Efficient, hassle free & responsible

Zopa's interface on the app and website is user friendly. Customer service is responsive, and I feel that I do trust and appreciate Zopa, they are reliable and responsible. I make payments easy, I know my balance, transactions, statements and I am given informative emails about my status. Zopa doesn't easily give in and increase credit, which I feel is because they are responsible. They helped me when I needed to use credit, and I pay it back on time because the interface is easy to use and informative for me. Reviewed on: 26th January 2022

Zopa are Amazing

Zopa is Brilliant in so many ways, I can pay any amount onto my card anytime with no pressure and the payment doesn’t take a certain amount of days to process or clear, the payment is back on the card instantly, that is just one reason of so many Reviewed on: 26th January 2022

Good

Very good bank, helped me keep on top of things Reviewed on: 26th January 2022

Excellent service

Amazing services so far. Very easy to use. Instant payments. And the new saving tool is great Reviewed on: 26th January 2022

Brilliant service

Im so happy with Zopa Very gd service. Great clear app and process your payments to your account straightaway. Great service and would thoroughly recommend them . Reviewed on: 26th January 2022

Lovely simple to understand app

Fast and easy application and easy to manage through the app and also on line Reviewed on: 26th January 2022

Simple and efficient

Great customer service and easy to use app. Reviewed on: 26th January 2022

Zopa card

Excellent service and easy. Automatic adjustment of your card. Reviewed on: 26th January 2022

Very easy and efficient

East steps to apply, very straightforward and received my card within a few days. Reviewed on: 26th January 2022

Great card great information

Always keep me up to date with my account and show me what I need to do Reviewed on: 26th January 2022

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