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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Perfect credit card company

Perfect company to have a credit card with and no set date to pay back what you have used Reviewed on: 26th January 2022

My best friend

This credit card is a fab friend to me. No more asking for help at a needy time. Just ask my credit friend. I treat it with respect and i get a return of benefits. Fab bank and i am very satisfied and pleased to be part of it. Reviewed on: 26th January 2022

Easy, great customer service

I had to change some details and it was effortless and efficient Reviewed on: 26th January 2022

Give me a grand please

................................... Reviewed on: 26th January 2022

Outstanding customer service

Just that customer service is second to none Reviewed on: 26th January 2022

No faf easy

No dramas. Never a crisis always helpfull Reviewed on: 26th January 2022

The best credit card

my experience has been amazing, I'm delighted with my Zopa credit card, I can do everything I need through the app in a very simple way. I recommend to all my friends and family to experience this incredible experience! Reviewed on: 26th January 2022

Easy to sign up and great app

It was an easy sign up process and love the app. Helps me stay in control Reviewed on: 26th January 2022

Excellent service

I like that every purchase on the card is sent through immediately so if there are any fraudulent items you can sort these out without any delay. Dealing with Zopa is very easy and no stress. Would recommend without any reservations. Reviewed on: 26th January 2022

Fast easy application process

Excellent fast application process The card came in 2 days and the app is very easy to use Would recommend to all Reviewed on: 26th January 2022

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