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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Good service

4
Fast, straightforward service with decent interest Reviewed on: 28th March 2022

The service is fantastic

5
Fantastic and professional very much appreciated Reviewed on: 28th March 2022

Easy Peasey

5
Easy easy , to use, to sign up for and then get on with what you need to do. Reviewed on: 28th March 2022

excellent

5
never had a problem with zopa very good Reviewed on: 28th March 2022

easy to use quick transactions

5
very easy to activate and use in shops or online shopping highly recommended Reviewed on: 28th March 2022

Excellent

5
App is brilliant and gives you all the info you need. Highly recommend .. Reviewed on: 28th March 2022

Solid

3
Some pretty solid dudes and I needed to write 32 characters Reviewed on: 28th March 2022

Excellent

5
Never had any issues with them. Excellent company to deal with. Reviewed on: 28th March 2022

Really good customer service

4
Easy to apply and the customer service is great also easy to make payments by direct debit or normal payment Reviewed on: 28th March 2022

Always helpful

5
The account is easy to run, simple to use and customer service always helpful. Reviewed on: 28th March 2022

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