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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful

Great customer service helpful and efficient Reviewed on: 28th March 2022

Top App

Easy to use app to control spending and keep an eye on balance so you don't overspend Reviewed on: 28th March 2022

The Card with my name on it.

Its what what we all need, security in your pocket. So easy to use and Customer Service Support at your finger tips. The only card you'll ever need. Reviewed on: 28th March 2022

Easy and straightforward

Very easy to use app, all the information is readily available with a very intuitive U.I. Reviewed on: 28th March 2022

Straightforward as it gets

Easy sign up process & account is very easy to manage Reviewed on: 28th March 2022

Excellent

Easy to view spending and keep track of it. Reviewed on: 28th March 2022

Good service

Fast, straightforward service with decent interest Reviewed on: 28th March 2022

The service is fantastic

Fantastic and professional very much appreciated Reviewed on: 28th March 2022

Easy Peasey

Easy easy , to use, to sign up for and then get on with what you need to do. Reviewed on: 28th March 2022

excellent

never had a problem with zopa very good Reviewed on: 28th March 2022

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