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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great Service

Very fast and efficient service. Simple application and quick arrival Reviewed on: 28th March 2022

Great service

Never had an issue, they gave me a card when I had bad credit and had a limit increase since then, never more than I can afford Reviewed on: 28th March 2022

Amazing

Fabulous little credit card ! Love the colours and design too Reviewed on: 28th March 2022

Very good

It is nice service . Easy to use. Card looks nice . It has good amount for credit Reviewed on: 28th March 2022

Zopa the one you can trust

My experience with Zopa has always been positive, every dealing I have with them they always sort things out quickly and efficiently, and there customer service is excellent, as with any card as long as you use it wisely then they become Reviewed on: 28th March 2022

Quality service

Absolutely brilliant to deal with Reviewed on: 28th March 2022

Great bank

Pleasure to deal with always great customer service Reviewed on: 28th March 2022

Easy to work with, great app, smart and efficient

Happy to be a customer of Zopa; everything is good so far, highly recommended. Reviewed on: 28th March 2022

Super easy

My card came within days and I find the mobile app really easy to use - in comparison to others Reviewed on: 28th March 2022

Amazing app

Brilliant app and easy to use. Really helps when making transactions Reviewed on: 28th March 2022

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