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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great cards

5
The card . So simple to use & great app. Reviewed on: 26th January 2022

Helpful fare and friendly

5
I stumbled across a fraudulent transaction and Zopa took all my stress away reimbursed me whilst investigating kept me informed iv found their service great and would totally recommend Reviewed on: 26th January 2022

easy hassle free credit card

5
never had any issues, was easy to apply and quick delivery. I love my card, use it all the time and pay if off monthly. definitely would recommend Zopa. Reviewed on: 26th January 2022

Just simple

5
Applying for a Zopa card was the best thing I ever did, it was just so simple ,there customer support team are second to none, and I have recommended Zopa to a lot of my friends and family. Reviewed on: 26th January 2022

Best credit card company by far

5
Zopa are brilliant, the app is awesome and the alerts when paying on the card means you can manage better. Reviewed on: 26th January 2022

Easy Lending

4
Very easy and acceptable to borrow and very simple to use and keep track with the app. Reviewed on: 26th January 2022

How great zopa is

5
Great company Great card and limit and fantastic call centre really helpful Reviewed on: 26th January 2022

Best Credit Card

5
its one of the best credit cards i have encountered for a while - that give a wide range of choices Reviewed on: 26th January 2022

Brilliant

5
I have had my credit card a couple of months now and had no problems with it Reviewed on: 26th January 2022

5 stars

5
Love zopa. Friendly staff and easy to use app. Reviewed on: 26th January 2022

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