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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

So pleased I joined

Always helpful when you need advice Reviewed on: 28th March 2022

Best Of The Best

This credit card is the best, it gives people like me the chance to rebuild my credit. Due to my poor credit rating, I was unable to obtain credit but thanks to Zopa I can now look to a better future. And what is interesting is that their interest rate is low. Reviewed on: 28th March 2022

Easy convenient

Very easy to access account via the app quick efficient payment methods very informative. Colourful fun cards. High security. Reviewed on: 28th March 2022

Helping to get a to take a step forward

I have struggled in the past but int the past year Zopa has helped me to control my credit and learn to use responsibly and helping to increase my credit rating and spending power. Reviewed on: 28th March 2022

No fault zopa

Trust the bank and easy to use app on time text and emails and no faults at all Reviewed on: 28th March 2022

Great credit card

I have had no problems with the card the app is great for me keep up my payments Reviewed on: 28th March 2022

Love reminders to keep me on track!

Great service with clear and easy app to navigate around! Love the reminders as life does get hectic and has done, even more so over the past year for me. Reviewed on: 28th March 2022

Great bank and super easy to use

I got one of their cards to help build credit rating. Easy to use, easy to deal with Reviewed on: 28th March 2022

Amazing

Such an amazing provider! Great app, great service! Don’t be blinded by main stream providers, Zopa know what they are doing and do it very well! Reviewed on: 28th March 2022

Does what it says on the tin.

So far so good. They have done everything as promised and the app is easy to install and use. Reviewed on: 28th March 2022

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