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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good app

I have been Zopa for the past few weeks and it’s been really the good the app is really good really good to understand would recommend Reviewed on: 26th January 2022

Amazing product and service wow!

Great credit card offer. You just know where you are with the app and it helps you repair your credit score excellent! Reviewed on: 26th January 2022

Great Service

Application was so easy and got my card very quickly. App is super easy to use and navigate. Everything you need in a credit card service Reviewed on: 26th January 2022

Great card and app

I signed up to Zopa to rebuild my credit record again, just a great card, app and experience Reviewed on: 26th January 2022

Amazing company

Zopa is very great company, helps me a lot with building up my credit score. Thank you so much! Reviewed on: 26th January 2022

Easy to use

Zopa have made it easy to apply and the app is so easy to use. Reviewed on: 26th January 2022

credit builder

a great card to start rebuilding your credit gives you control Reviewed on: 26th January 2022

Super quick and easy

No hassle, all sorted quick and without problems. Really next level company. Reviewed on: 26th January 2022

Great app and service

Quick and easy . The app is great . 10/10 Reviewed on: 26th January 2022

Zopa isn't just just a credit card but money available when you need it.

Great experience with low interests.... Reviewed on: 26th January 2022

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