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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent

5
Excellent service and simple and good performance app everything you need Reviewed on: 26th January 2022

Amazing

5
I fins this card so useful and easy to pay back and quick to transfer bk Reviewed on: 26th January 2022

Money matters help matters

5
I think that zopa are very helpful and understanding about people's needs and help us a lot Reviewed on: 26th January 2022

GO GO ZOPA

5
Great service supported with a good Mobile APP and quick clearance of funds when making payments Reviewed on: 26th January 2022

Very good service

5
No hassle banking right here ..good rates and very flexible due to the pandemic and loss off work ( payment) Reviewed on: 26th January 2022

transparent and fair card services

5
Best card I ever had, transparent rules, friendly app, payments immediately credited Reviewed on: 26th January 2022

The most convenient and easiest credit card to use

5
Zopa has been very east to interact with and the whole process has been straight forward, from applying for a card to receiving and using. The online application is easy to manoeuvre and has made me a long time user. Reviewed on: 26th January 2022

Noncomplcated banking

5
Zopa is non intrusive banking. It's safe simple and trustworthy Reviewed on: 26th January 2022

Straight forward

5
Excellent service, with clear information and advice Reviewed on: 26th January 2022

Excellent product

5
Great service and good information Reviewed on: 26th January 2022

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